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HomeMy WebLinkAboutJune-30-2017 CITY OF PADUCAH, KENTUCKY COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED JUNE 30, 2017 FINANCE DEPARTMENT CITY OF PADUCAH, KENTUCKY CITY OF PADUCAH, KENTUCKY COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED JUNE 30, 2017 TABLE OF CONTENTS Exhibit No. Page No. Introductory Section: Letter of Transmittal 1 - 7 Organizational Chart 8 Principal Officials 9 GFOA Certificate of Achievement 10 Financial Section: Independent Auditor’s Report 11-12 Required Supplementary Information: Management’s Discussion and Analysis 13-28 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Position 1 29-30 Statement of Activities 2 31-32 Fund Financial Statements: Governmental Funds: Balance Sheet 3 33-34 Reconciliation of the Governmental Funds Balance Sheet to Statement of Net Position 4 35-36 Statement of Revenues, Expenditures and Changes in Fund Balances 5 37-38 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 6 39-40 Statement of Revenues, Expenditures and Changes - Budget and Actual - General Fund 7 41-44 Statement of Revenues, Expenditures and Changes - Budget and Actual - Special Revenue Investment Fund 8 45 Proprietary Funds: Statement of Net Position 9 46 Statement of Revenues, Expenses and Changes in Fund Net Position 10 47 Statement of Cash Flows 11 48 Fiduciary Funds: Statement of Net Position 12 49 Statement of Changes in Net Position 13 50 Notes to Financial Statements 51-95 Required Supplementary Information: Schedule of Changes in the Police and Firefighters’ Pension Trust Fund’s Net Pension Liability and Related Ratios A-1 96 Schedule of Changes in the Appointive Employees’ Pension Trust Fund’s Net Pension Liability and Related Ratios A-2 97 Schedule of Police and Firefighters’ Pension Trust Fund Contributions and Investment Returns A-3 98 Schedule of Changes in the Appointive Employees’ Pension Trust Fund Contributions and Investment Returns A-4 99 Schedule of City’s Proportionate Share of the Net Pension Liability County Employees’ Retirement System A-5 100 Schedule of City’s Contributions County Employees’ Retirement System A-6 101 Exhibit No. Page No. Supplementary Information: General Capital Improvements Detail Schedule of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual B-1 102 Debt Service Fund Detail Schedule of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual B-2 103 Nonmajor Governmental Funds: Combining Balance Sheet B-3 104-105 Combining Statement of Revenues, Expenditures and Changes in Fund Balances B-4 106-107 Detail Statement of Revenues, Expenditures, and Changes in Fund Balance - Budget and Actual: Municipal Aid Fund B-5 108 Emergency Communication Service Fund B-6 109 Court Awards Fund B-7 110 CDBG Grant Fund B-8 111 Special Revenue Bond Fund B-9 112 Nonmajor Proprietary Funds: Nonmajor Enterprise Funds: Combining Statement of Net Position C-1 113 Combining Statement of Revenues, Expenses and Changes in Fund Net Position C-2 114 Combining Statement of Cash Flows C-3 115 Internal Service Funds: Combining Statement of Net Position D-1 116 Combining Statement of Revenues, Expenses, and Changes in Fund Net Position D-2 117 Combining Statement of Cash Flows D-3 118 Fiduciary Funds: Combining Statement of Net Position - Private-purpose Trust Funds E-1 119 Combining Statement of Changes in Net Position - Private-purpose Trust Funds E-2 120 Statement of Changes in Assets and Liabilities - Agency Funds E-3 121 Table No. Page No. Statistical Section: Net Position by Component 1 122 Changes in Net Position 2 123-124 Fund Balances, Governmental Funds 3 125 Changes in Fund Balances, Governmental Funds 4 126 Assessed and Estimated Actual Value of Taxable Property 5 127 Governments 6 128 Principal Taxpayers 7 129 Secured Tax Levies and Collections 8 130 Employee License Tax Collections 9 131 Principal Employee License Taxpayers 10 132 Ratio of Outstanding Debt by Type 11 133 Ratio of Net General Bonded Debt Outstanding 12 134 Table No. Page No. Statistical Section: Direct and Overlapping Governmental Activities Debt 13 135 Legal Debt Margin Information 14 136 Demographic and Economic Statistics 15 137 Principal Employers 16 138 City Full-Time Employees by Function 17 139 Operating Indicators by Function 18 140 Capital Asset Statistics by Function 19 141 Single Audit Section: Schedule of Expenditures of Federal Awards 142 Notes to the Schedule of Expenditures of Federal Awards 143 Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 144-145 Independent Auditor’s Report on Compliance for Each Major Program and on Internal Control Over Compliance Required by Uniform Guidance 146-147 Schedule of Findings and Questioned Costs 148 Schedule of Prior Audit Findings 149 December 21, 2017 Honorable Mayor and Commissioners City of Paducah Paducah, Kentucky We are pleased to submit Paducah's Comprehensive Annual Financial Report for the year ended June 30, 2017. Responsibility for the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the City. The major objective of this report is to describe the City’s financial condition and the financial results of its operation in a format designed to be useful to the general public, elected officials, investors and creditors. We believe the data, as presented, is accurate in all material aspects; that it is reported in a manner designed to present fairly the financial position and results of operations of the various funds. All disclosures necessary to enable the reader to gain maximum understanding of the City’s financial activities have been included. City management’s narrative on the financial activities of the City for the fiscal year ended June 30, 2017, is in the Management’s Discussion and Analysis (MD&A) section of this report, immediately following the Report of Independent Auditors. The letter of transmittal is written to complement the MD&A and the financial statements, and should be read from that perspective and in conjunction with all other sections of the CAFR. THE CITY Paducah was established in 1827 by explorer General William Clark. The City of Paducah is situated at the confluence of the Ohio and Tennessee Rivers in the north central portion of McCracken County. Paducah is the largest city both in the county and in the Jackson Purchase eight county region. The City has established itself as the cultural, economic, medical and transportation center for not only the Jackson Purchase region but for a large portion of Southern Illinois and portions of Western Tennessee and Southeastern Missouri. Industry The Paducah area has moved from the traditional “manufacturing industry” to a “service industry” economy and cultural center. Multi-state computer services, significant banking corporations, wholesale and retail trade, river-related services, the health care industry and related services are the major employment centers. CITY OF PADUCAH Finance Department P.O. Box 2267 Paducah, KY 42002-2267 270-444-8512 - 2 - Economic Development Activities Paducah Economic Development (PED) coordinates the City’s efforts in strengthening and building economic development activities. Representatives of financial institutions, utilities, local government, education and the business community serve as the Board of Directors. In existence since 1987, PED assumes and carries out the responsibility of working with existing industry and business, as well as identifying and recruiting new companies to the City of Paducah. Additionally, PED is responsible for development of long-term strategy for economic development activities and coordinates local entities in the accomplishment of those strategies. In the early 1990s, the City of Paducah, the State of Kentucky and several federal agencies, in conjunction with business, developed a 650-acre ‘Information Age’ Park. This park is designed to appeal to firms needing advanced telecommunications and computing capabilities. In 1997, the City of Paducah jointly with the County of McCracken acquired the ‘Industrial Park West of Paducah and McCracken County’. This park contains 218 acres with immediate access to two major railroad lines, Paducah and Louisville and Paducah and Illinois (formerly Illinois Central). The park is located within the southwest quadrant of the I-24/Cairo Road interchange. In 2007, PED began assembling property to establish Riverport West, an industrial park with rail and river access in western McCracken County. So far, 229 acres have been purchased. Churches And Schools A relatively strong religious base is evident in the community, as demonstrated by the many churches in Paducah. Numerous churches, representing many of the major denominations, are located within the City. Several area churches offer televised activities as a convenience to those who do not attend church. Elementary and secondary education in Paducah is provided by the Paducah Independent School System, the McCracken County School System, Community Christian Academy, and by the St. Mary’s Parochial School System. The availability of higher education in the area is continuing to flourish. West Kentucky Community and Technical College (WKCTC), formerly known as Paducah Community College, is a two-year institution affiliated with the University of Kentucky’s community college system. WKCTC also serves as a site for the University of Kentucky extended campus graduate programs, in addition to a four-year engineering college in conjunction with the University of Kentucky. In 2008, WKCTC opened a Paducah School of Art. In 2010, a new 65,000 square feet Emergency Technology Center was opened, offering industrial and manufacturing technologies, engineering technology, as well as business and industry training and information technology programs. This is the first state supported new building to be constructed on the WKCTC campus in over 20 years. In 2011, Murray State University entered into an agreement with the City, McCracken County, and Paducah Economic Development to construct an approximately 40,000 square foot educational building to serve as their Paducah campus. Classes began at the Paducah campus in 2014. Medical Facilities Paducah serves as the regional medical center for much of the Jackson Purchase Area of Western Kentucky, a large portion of Southern Illinois, and Northwestern Tennessee. Paducah’s medical industry has almost every major medical specialty represented in the physician population. The medical industry, represented by Lourdes Hospital and Western Baptist Hospital, provides over 650 beds for medical needs. The two largest hospitals, together, employ over 3,000 persons. - 3 - Recreation And Culture Citizens have available a wide range of recreational and cultural activities which cater to diverse tastes. Area residents may choose from fishing on nearby Kentucky and Barkley Lakes to enjoying the performing arts. City parks provide areas for baseball, softball, golf, football, tennis, disc golf, footgolf, skate boarding, soccer, hiking and picnicking. The Parks Services Department offers a substantial number of activities for people of all ages. The Dogwood Festival, held in April, highlights the coming of spring in Paducah. Residents are encouraged to spotlight their trees to illuminate a driving tour to celebrate an abundance of dogwood trees. The LowerTown Art and Music Festival is uniquely showcased within the borders of Paducah’s 180- year-old historic neighborhood. The LowerTown Art and Music Festival is an outdoor-juried show in its 15th year. The weekend exhibits the work of local artists and includes jazz, salsa, zydeco and blues music, as well as food from area restaurants. Started in 2004, the Rivers Edge International Film Festival is a four-day event built around the showing of independent film from around the world. The festival is held in multiple venues including Maiden Alley Cinema, Market House Theatre, and Yeiser Art Center. In addition to appealing to the film lover, the festival also provides filmmakers opportunities for exhibition, education, and networking. Paducah is the site of the Museum of the American Quilter’s Society. In May 2008, a congressional designation was passed naming the museum as the National Quilt Museum of the United States. The museum, dedicated in 1991, is the centerpiece for the quilters’ annual convention held in April. The convention attracts an estimated 30,000 visitors to Paducah annually. A second annual show began in September 2017, which had an estimated 15,000 in attendance. One of Paducah’s oldest celebrations is the 8th of August Emancipation Celebration, which features African American family reunions, or a homecoming. It is a time for African Americans to pay tribute to their heritage and roots, and a time of reconciliation. The Barbecue on the River event was started in 1995, as a way for local charities to raise funds. It attracts in excess of 40,000 participants to Paducah’s riverfront during the last weekend in September. Over time, this annual event has grown to incorporate other events, including Marine Industry Day and Old Market Days. Paducah Power sponsors the annual Christmas in the Park lighting display at Noble Park. The public is invited to a special lighting ceremony the Friday after Thanksgiving. This is the fourteenth year for the event. Although the event is free, volunteers collect more than $40,000 in cash and thousands of pounds of canned food annually. Paducah has an active symphony and several theater groups. The Paducah Symphony Orchestra stages concerts during the winter season, with the Market House Theater presenting several productions during the same time period. In addition, West Kentucky Community and Technical College’s Arts in Focus series sponsors a variety of professional productions. The Luther F. Carson Four Rivers Center for the Performing Arts opened in February 2004 as a regional, multiple-purpose facility, with a 1,800-seat main hall designed to accommodate a wide variety of cultural and educational programs. - 4 - The McCracken County Public Library offers a large selection of literature, special collections and programs. The West Kentucky Community and Technical College Library supplement this community resource. THE GOVERNMENT Paducah operates under a City Manager plan of government. The Paducah Board of Commissioners is made up of a Mayor and four Commissioners elected at large by the citizens on a non-partisan basis. The Mayor is elected for a four-year term and Commissioners for a two-year term. The Mayor and Commissioners have equal voting powers. The Board of Commissioners sets the policies that govern the City. It appoints advisory citizens groups that help in the decision-making process. The City Manager is appointed by the Board and assists it in formulating objectives, policies and programs. The City Manager is responsible for the day-to-day operation of the City’s 330 full-time employees as of June 30, 2017. Department managers are responsible for their respective departments and report directly to the City Manager. REPORTING ENTITY AND ITS SERVICES For financial statement purposes, as required by generally accepted accounting principles, the City’s Comprehensive Annual Financial Report includes all City of Paducah financial statements (primary government) and its component units. The component units discussed below are included in the City’s reporting entity because of the significance of their operational or financial relationships with the City of Paducah. Blended units are presented as such because the units’ governing bodies are substantially the same as the governing body of the City, or provide services almost entirely to the City of Paducah. The City has only one blended unit: the Police and Firefighters’ Pension Fund, which was established for the benefit of police and firemen of the City. The City has one component unit that has been presented as a discrete unit to emphasize that it is legally separate from the City. Paducah Water Works is included in the City’s financial statements because of its financial relationship with the City. The City provides a full range of municipal services, including police and fire protection; maintenance of streets and infrastructure; sanitation services; cultural events and recreation activities. Accounting System The City’s accounting system is organized on the basis of separate funds, each of which is considered to be a separate accounting entity. The financial activities of each fund generate a separate set of self- balancing accounts, which comprise its assets, liabilities, fund equity, revenues, and expenditures/expenses. Municipal resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The City’s accounting records for the governmental funds and agency funds are maintained on a modified accrual basis, with revenues being recorded when “measurable and available” and expenditures being recorded when the services or goods are received and the liabilities are incurred. Accounting records for the City’s proprietary funds and trust funds are maintained on the accrual basis, with revenues recognized when earned and expenses recorded when the liability is incurred or economic asset used. - 5 - Internal Control In developing and evaluating the City’s accounting system, consideration is given to the adequacy of internal controls. Because the cost of a control should not exceed the benefits to be derived, the objective of these internal controls is to provide reasonable, rather than absolute assurance that the financial statements are free of any material misstatements. Internal controls were designed for Paducah’s accounting system to reasonably safeguard its assets against loss from unauthorized use or disposition, check the accuracy of accounting data, promote operational efficiency and encourage adherence to prescribed managerial policies. Budgetary Control Paducah’s budget process provides for input from department managers, top management, elected officials and the public to determine what programs and services will be provided for during the upcoming year. Budgetary control is maintained at the departmental level by comparing budgeted expenditures with actual expenditures on a periodic and year-to-date basis. An expenditure, which would result in an overrun of department appropriation, cannot be made until additional funds are appropriated and a budget amendment is approved. Purchase orders which result in an overrun of department appropriations cannot be honored until additional appropriations are made available. Unencumbered funds at year-end roll into the fund balance. Financial Policies The City’s financial policies are shaped by state law and established by management and the City Commission. Financial policies include budgeting and financial planning, capital planning, revenue, investment, debt management, procurement, and accounting and auditing. During FY2017, one of the City’s financial policies did have a significant impact on the financial statements: Pension Obligation Costs. In FY2006, the City issued general obligation bonds of $6,100,000 to finance the police and firefighters’ pension fund actuary liability. Since the issuance of these bonds, the City has made it policy to contribute the normal cost as well as the minimum actuarially sound contribution annually that would arise from the fund being in a deficit position as of the actuarial date. For FY2017 this contribution was $435 thousand. This amount was $417 thousand in FY2016. LONG-TERM FINANCIAL PLANNING On October 1, 2005, the City’s payroll tax was increased ½ cent. As a result of the payroll tax increase, the City Commission created the Investment Fund. The Investment Fund is funded with the ½ cent increase and is dedicated to the following purposes: community redevelopment, economic development, infrastructure capital investment, and property tax relief. During the FY2017 budget process, the Commission reviewed numerous decision packages proposed for the Investment Fund Budget; expenditures totaling approximately $5 million were appropriated. The City has numerous infrastructure/capital items that will affect the long-term financial planning process. The following projects are examples of future considerations facing the City: Floodwall Restoration. The 12.5-mile long floodwall and levee system protecting a large portion of the Paducah-McCracken area exceeds 70 years of age. Its age has marginalized its electrical and mechanical components well beyond their 50 year useful design life; therefore, it is in need of necessary repairs and upgrades. In FY2011, the U.S. Army Corps of Engineers (USACE) issued a Feasibility Report, which recommended a comprehensive reconstruction, rehabilitation, and restoration project to improve the - 6 - reliability and restore the system performance of the original floodwall construction. It is anticipated the USACE will cover 65% of the expenses incurred and the City will be responsible for the remaining 35% by payment or credited by in-kind services. The USACE and the City are now initiating Preconstruction Engineering and Design (PED) and preparing plans and specifications for the reconstruction projects as listed within the Feasibility Report. This project will have multiple phases and priorities of which cannot be completed within one project package. The City has targeted pump stations #2 and #9 to have active construction during calendar years 2018 and 2019. Based on USACE revised authorization, it is estimated that the City’s portion for the total overall project cost is approximately $10.9 million. The City has aligned itself with USACE to receive future in-kind credit approximating $2.1 million it expended in FY2009 for identified project components requiring reconstruction, i.e., slip lining 37 of its corrugated metal pipes. Storm Water Master Plan. In March 2017, the City Commission approved an ordinance to execute an agreement for professional engineering, consulting, and related services for the development of a comprehensive storm water master plan (CSMP). The CSMP will provide the City the identification of ten priority flood areas, the analysis of flood mitigation alternatives, a prioritized raking of projects along with a benefit cost analysis, and the development of a capital project program. The CSMP process has an anticipated completion date by the end of 2018. Decisions made once this process is complete will require long-term financial planning consideration. ECONOMIC CONDITION The City continues to be aggressive in promoting economic development, since new developmental job growth is necessary to ensure the continued stability of the City’s tax base. Economic indicators and trends reflect that the area’s economy has remained fairly steady considering the nation’s recent economic struggles. It is expected that the economy will continue to hold over the near-term. Area employment increased slightly in comparison to the prior year, with 27,883 persons employed (McCracken County) as of June 30, 2017. The June 2017 unemployment rate was 6.8% (McCracken County), which is a 10% increase from 6.2% in the prior year, and exceeds the June 2017 federal unemployment rate of 4.4%. INDEPENDENT AUDIT Kentucky Revised Statute 91A-040 requires an annual audit of each fund of the City by an auditor of public accounts or a certified public accountant. The independent certified public accounting firm of Kemper CPA Group, LLP, has conducted this audit and their opinion has been included in this report. The City is also subject to the Single Audit Act Amendments of 1996 reporting requirements. The Single Audit Report is included within this report. CERTIFICATE OF ACHIEVEMENT The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Paducah, Kentucky for its comprehensive annual financial report for the fiscal year ended June 30, 2016. This was the twenty-sixth consecutive year that the City achieved this prestigious award. In order to be awarded a Certificate of Achievement for Excellence in Financial Reporting, a government must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement for Excellence in Financial Reporting is valid for a period of one year only. We believe our current comprehensive annual financial report continues to meet the Certificate of Achievement Program’s requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. - 7 - ACKNOWLEDGMENTS The preparation of this report on a timely basis could not be accomplished without the efficient and dedicated services of the entire staff of the Finance Department. We wish to express our appreciation to all members of the Finance Department who assisted and contributed to its preparation, and special thanks to Kemper CPA Group, LLP. We also thank the Mayor, City Manager, and City Commission for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Government Finanq� Officers Association Certificate of Achievement for Excellence in Financial Reporting Pres�nted to City of Paducah Kentucky For its Compr�hensive Annual Financi;;µ Report for the Fiscal Year Ended June 30, 2016 Executive D.irector/CEO INDEPENDENT AUDITOR’S REPORT Honorable Brandi Harless, Mayor Members of the Board of Commissioners City of Paducah Paducah, Kentucky Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Paducah, Kentucky, as of and for the year ended June 30, 2017, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of the following component unit: Paducah Water Works, which is presented as a discretely presented component unit in the statement of net position and statement of activities. These financial statements were audited by another auditor whose report has been furnished to us, and our opinions, insofar as it relates to the amounts included for Paducah Water Works, discretely presented component unit, is based solely on the reports of the other auditor. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Paducah, Kentucky, as of June 30, 2017, and the respective changes in financial position, and, where applicable, cash flows thereof and the respective budgetary comparison for the General Fund and the Special Revenue Investment Fund for the year then ended in accordance with accounting principles generally accepted in the United States of America. 100 South 4th Street Suite 300 Paducah, KY 42001 Phone: (270)443-4400 Fax: (270)443-0963 kempercpa.com Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis and pension trust fund schedules on pages 13-28 and 96-101 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Paducah, Kentucky’s basic financial statements. The introductory section on pages 1-10; budgetary comparison schedules, combining and individual nonmajor fund financial statements, budgetary comparison schedules for the nonmajor funds, nonmajor enterprise financial statements, internal service and fiduciary financial statements on pages 102-121; and statistical section on pages 122-141, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The schedule of expenditures of federal awards on pages 142-143 is presented for purposes of additional analysis as required by Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards, and is also not a required part of the basic financial statements. The budgetary comparison schedules, combining and individual nonmajor fund financial statements, budgetary comparison schedules for the nonmajor funds, nonmajor enterprise financial statements, internal service and fiduciary financial statements and the schedule of expenditures of federal awards are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the budgetary comparison schedules, combining and individual nonmajor fund, budgetary comparison for the nonmajor funds, nonmajor enterprise, internal service and fiduciary financial statements and the schedule of expenditures of federal awards are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 21, 2017, on our consideration of the City of Paducah, Kentucky’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City of Paducah, Kentucky’s internal control over financial reporting and compliance. Certified Public Accountants and Consultants Paducah, Kentucky December 21, 2017 -12- - 13 - CITY OF PADUCAH, KENTUCKY MANAGEMENT’S DISCUSSION AND ANALYSIS JUNE 30, 2017 The City of Paducah (“City”) offers Management’s Discussion and Analysis to provide a narrative overview and analysis of City financial activities for fiscal year ended June 30, 2017. To fully understand the entire scope of the City’s financial activities, this information should be read in conjunction with the letter of transmittal (pages 1-7) and the basic financial statements (pages 29-93) provided in this document. The City first implemented Government Accounting Standards Board Statement 34, Basic Financial Statements—and Management’s Discussion and Analysis—for State and Local Governments, for fiscal year 2003. I. Financial Highlights Assets exceeded liabilities by $41 million at the close of the 2016-2017 fiscal year. Total net position increased $11,725,459. At fiscal year end, City governmental funds reported a combined ending fund balance of $29.3 million. Approximately 15% of this total amount, $4.5 million, is restricted or committed for highways/streets and capital improvements. Assigned fund balance comprises 30% of combined fund balance; the majority of which is set aside for capital improvements. At the end of the current fiscal year, unassigned General Fund’s fund balance was $15.3 million and is available for spending at the City’s discretion. Cash makes up approximately $10.5 million. When compared to final total appropriations, the General Fund cash balance is 29%. II. Overview of Financial Statements This discussion and analysis serves as an introduction to the City’s basic financial statements, which consist of four components: 1) government-wide financial statements, 2) fund financial statements, 3) component unit financial statements, and 4) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements. A. Government-Wide Financial Statements Government-wide financial statements are designed to provide readers with a broad overview of City finances in a manner similar to private-sector business. The Statement of Net Position presents information on all City assets and liabilities, with the difference between assets and liabilities reported as net position. Monitoring increases and/or decreases in net position over time may serve as a useful indicator of whether the financial position of the City is improving, stagnating, or deteriorating. The Statement of Activities presents information showing how the City’s net position changed during the fiscal year. All net position changes are reported as soon as the underlying event giving rise to the change occurs regardless of the timing of related cash flows. Revenues and expenses are reported in the Statement of Activities for some items that will only result in cash flows in the future. Both of the government-wide financial statements distinguish City functions that are primarily supported by taxes and intergovernmental revenues (governmental activities) from other City functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). City governmental activities include general government, public safety, public service, park and recreation, planning and development, and interest on long-term debt. Business-type activities of the City include Solid Waste, Section Eight Housing, Civic Center, and the Transient Boat Dock. - 14 - Government-wide financial statements include not only the City (the primary government), but also a legally separate Paducah Water Works (component unit) for which the City is financially accountable. Financial information for the component unit is reported separately from the financial information presented for the primary government itself. The government-wide financial statements can be found on pages 29-32 of this report. B. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over segregated resources for specific activities or objectives. The City of Paducah, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. City funds can be divided into three categories: 1) Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. Unlike government-wide financial statements, however, governmental fund financial statements focus on current sources and uses of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. This information may be useful in evaluating a city’s near- term financing requirements. The City maintains nine (9) individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General, General Capital Improvements, Investment, and Debt Service Funds, all of which are considered to be major funds. Data from the other five (5) funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining and individual fund statements elsewhere in this report on pages 103-110. Readers may better understand the long-term impact of the City’s near-term financing decisions by comparing the narrow-focus governmental funds financial statements with governmental activities in the government-wide financial statements. Exhibit 4 (pages 35-36) and Exhibit 6 (pages 39-40) provide a reconciliation to ease comparison between the fund financial statements and the government-wide statements. The basic governmental fund financial statements can be found on pages 33-40 of this report. 2) Proprietary Funds. The City maintains two types of proprietary funds: a. Enterprise Funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements and are used to account for operations: That are financed and operated in a manner similar to private business enterprises where the intent of the governing body is that the costs of providing goods and services to the general public on a continuing basis be financed or recovered primarily through user charges; or Where the governing body has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance, public policy, management control, accountability or other purposes. The City uses four enterprise funds to account for Solid Waste, Section Eight Housing, Civic Center, and Transient Boat Dock. Civic Center receives subsidy from the General Fund. - 15 - The City’s component unit enterprise is the Paducah Water Works. This component unit, which has its own board of directors, is also an enterprise fund and is shown on pages 29-32. b. Internal Service Funds are used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for fleet services, fleet replacement, risk management (insurance) and employee health programs. Internal service funds have been allocated between governmental activities and business-type activities in the government-wide financial statements based on revenue earned. Proprietary funds provide the same kind of information as government-wide financial statements, but in greater detail. Individual data for the nonmajor proprietary funds is presented in the form of combining statements on pages 111-113 of this report. Individual data for the internal service funds is likewise presented in the form of combining statements on pages 114- 116 of this report. 3) Fiduciary Funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government and are not reflected in government-wide financial statements because those resources are not available to support City programs. Individual data for the City’s three (3) fiduciary funds (Appointive Employees’ Pension, Police and Firefighters’ Retirement, and Cemetery and Parks Trusts Funds) are presented in the form of combining statements on pages 89-90 and 117-118 of this report. C. Notes to the Financial Statements The notes provide additional information that is essential to fully understanding data provided in the government-wide and fund financial statements. Notes to the financial statements can be found on pages 51-93 of this report. D. Other Information In addition to basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning City funding of its pension obligation to its employees as well budgetary comparison schedules for the general and major special revenue funds. The combining statements referred to earlier in connection with nonmajor governmental funds, nonmajor proprietary funds, internal service funds and fiduciary funds are presented immediately following the required supplementary information on pensions and budgetary comparisons. Combining fund statements and schedules can be found on pages 102-119 of this report. III. Government-Wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of the City’s financial position. City assets exceeded liabilities by $41 million as of June 30, 2017. For FY2017, the largest portion of the City’s net position ($55.1 million) reflects its investment in capital assets (i.e., land, buildings, machinery, equipment and infrastructure) less outstanding related debt used to acquire those assets. The City uses these capital assets to provide service to citizens and, as a result, these assets are not available for future spending. The City’s capital assets investment is reported net of related debt, but the resources to pay this debt must be provided from other sources since the capital assets cannot be used to liquidate the liabilities. An additional portion of City net position ($2.3 million) represents resources that are subject to external restrictions on how they may be used. - 16 - In FY2015 the City implemented Government Accounting Standards Board (GASB) Statement No. 68, which requires that the City report and fully disclose its share of net pension liability, which is $46.4 million as of June 30, 2017. Disclosing the City’s participation in the County Employee Retirement System (CERS) has been the primary factor in driving the City’s unrestricted net position to a negative $16.3 million in FY2017. As of June 30, 2017, the City reports positive balances of total net position, both for the government as a whole, as well as for its separate governmental and business-type activities. City of Paducah, Kentucky Net Position June 30 Governmental Activities Business-Type Activities Total Primary Government 2017 2016 2017 2016 2017 2016 Current Assets $ 44,454,697 $ 40,457,159 $ 5,849,858 $ 7,328,926 $ 50,304,555 $ 47,786,085 Capital Assets 61,316,723 55,617,018 2,152,827 1,678,728 63,469,550 57,295,746 Other noncurrent assets 6,643,477 3,573,410 - - 6,643,477 3,573,410 Total Assets 112,414,897 99,647,587 8,002,685 9,007,654 120,417,582 108,655,241 Deferred Outflows of Resources 9,544,779 9,697,728 454,939 440,338 9,999,718 10,138,066 Current Liabilities 7,145,085 10,283,408 501,801 390,146 7,646,886 10,673,554 Noncurrent liabilities 70,805,403 67,008,754 4,227,219 4,014,302 75,032,622 71,023,056 Total liabilities 77,950,488 77,292,162 4,729,020 4,404,448 82,679,508 81,696,610 Deferred Inflows of Resources 6,676,017 7,690,538 62,496 132,341 6,738,513 7,822,879 Net position: Net Invested in Capital Assets 52,898,618 46,389,685 2,152,827 1,678,728 55,051,445 48,068,413 Restricted 2,268,705 1,296,007 - 38,247 2,268,705 1,334,254 Unrestricted (17,834,152) (23,323,077) 1,513,281 3,194,228 (16,320,871) (20,128,849) TOTAL NET POSITION $ 37,333,171 $ 24,362,615 $ 3,666,108 $ 4,911,203 $ 40,999,279 $ 29,273,818 - 17 - The exhibit below charts the City’s total net position for the past ten years (as previously mentioned, prior years have not been restated for implementation of GASB 68). After several years of keeping a level net position, the City experienced significant increases in FY2013 and FY2014. This was due to two consecutive years of heavy capital development that was funded primarily with grant funding. The City’s net position decreased significantly in FY2015 due to the implementation of GASB 68. As discussed earlier in this report, the City’s participation in the County Employee Retirement System (CERS) has led to the addition of a noncurrent liability of $42.7 million. The upswing in the last two years has been due to capital development primarily funded by grants and previously set-aside funds. This includes the completion of Riverfront Development Phase 1B, the Olivet Church Road project, and Phase 1 of the Jim & Pat Brockenborough Rotary Health Park. A. Analysis of the City’s Operations The following table provides a summary of the City’s operations for the years ended June 30, 2017 and 2016. Governmental activities increased the City’s net position by $12,970,556 and whereas business-type activities decreased the City’s net position by $1,245,097. - 18 - City of Paducah, Kentucky Changes in Net Position June 30 Governmental Activities Business-Type Activities Total Primary Government Revenues: 2017 2016 2017 2016 2017 2016 Program revenues: Charges for services $ 3,080,186 $ 2,564,345 $ 4,604,117 $ 4,560,232 $ 7,684,303 $ 7,124,577 Operating grants/contributions 7,509,005 6,179,709 1,962,125 1,845,549 9,471,130 8,025,258 Capital grants/contributions 3,702,428 4,139,036 - - 3,702,428 4,139,036 General Revenues: Property taxes 4,996,242 4,943,962 - - 4,996,242 4,943,962 Franchise taxes 235,512 162,593 - - 235,512 162,593 Telecommunications tax 677,478 656,214 - - 677,478 656,214 Insurance premium tax 4,331,956 4,170,381 - - 4,331,956 4,170,381 Vehicle tax 747,384 673,786 - - 747,384 673,786 Bank tax 242,931 242,344 - - 242,931 242,344 Gross receipts license tax 4,721,657 4,711,708 - - 4,721,657 4,711,708 Employee license tax 20,803,763 20,130,249 - - 20,803,763 20,130,249 Other taxes 665,384 656,647 - - 665,384 656,647 Intergovernmental revenue 364,718 368,318 - - 364,718 368,318 Unrestricted investment earnings 188,097 137,224 37,644 30,302 225,741 167,526 Gain on sale of capital assets - - - - - - Miscellaneous 51,922 189,489 374,244 85,649 426,166 275,138 Total revenues 52,318,663 49,926,005 6,978,130 6,521,732 59,296,793 56,447,737 Expenses: General Government 8,652,987 9,777,876 - - 8,652,987 9,777,876 Public safety 20,176,070 20,503,784 - - 20,176,070 20,503,784 Public service 7,771,335 10,266,856 - - 7,771,335 10,266,856 Park & recreation 3,059,447 3,052,360 - - 3,059,447 3,052,360 Planning & development 1,077,265 911,830 - - 1,077,265 911,830 Interest on long-term debt 885,380 900,593 - - 885,380 900,593 Solid Waste - - 3,902,907 3,815,476 3,902,907 3,815,476 Section Eight Housing - - 1,952,441 1,874,074 1,952,441 1,874,074 Civic Center - - 92,471 74,457 92,471 74,457 Transient Boat Dock - - 1,031 - 1,031 Total expenses 41,622,484 45,413,299 5,948,850 5,764,007 47,571,334 51,177,306 Increase (decrease) in Net position before transfers 10,696,179 4,512,706 1,029,280 757,725 11,725,459 5,270,431 Transfers 2,274,377 137,582 (2,274,377) (137,582) - - Change in net position 12,970,556 4,650,288 (1,245,097) 620,143 11,725,459 5,270,431 Net position, July 1 24,362,615 19,712,327 4,911,205 4,291,062 29,273,820 24,003,389 NET POSITION, JUNE 30 $37,333,171 $ 24,362,615 $ 3,666,108 $ 4,911,205 $ 40,999,279 $ 29,273,820 - 19 - B. Governmental Activities As with most municipalities, the City’s governmental activities are heavily subsidized by taxes, with little or no program revenue for each function. The chart below demonstrates the importance of tax revenue to essential functions of the City. The graph below depicts the breakdown of revenue by source for fiscal year 2017. - 20 - In fiscal year 2017, the City derived approximately 72% of its revenue from taxes/licenses. Occupational licenses, which include payroll withholding tax, business licenses, and insurance premium tax is the largest source of income to the City, totaling $30 million. This category of revenue increased 2.9% from fiscal year 2016. Business license revenue was flat compared to FY2016. Both insurance premium tax and payroll withholding tax had increases in excess of 3%. None of these changes appear to be the result of one significant taxpayer’s activity, but the result of multiple entities having modest increases/decreases. Property taxes continue to be a stable source of revenue, comprising nearly 10% of total revenue in FY2017. C. Business-Type Activities The chart below shows the year’s revenues and expenses for each of the City’s business-type activities. These activities should break-even; that is, the charges for services should be large enough to sustain operations. The majority of business-type activities reflect these results – the largest being the Solid Waste Fund with income before contributions and transfers of $1,124,848. These results are consistent with prior years. For fiscal year 2017, business-type activities as a whole had a decrease in net position of $1,298,239. This decrease is primarily the result of the Solid Waste Fund’s contribution of $2 million in unrestricted retained earnings to the Capital Improvements Fund for the renovation of City Hall. Also, beginning in FY2012, an annual transfer of approximately $240,000 is made from Solid Waste to the General Fund. The Phase II Storm Water Act requires that the City make an effort to curb solid waste from the landfill/sewer system. As a result, three full time street sweepers and eighteen right of way maintenance employees (one day a week) have been assigned to this program. Because these are General Fund employees, the Solid Waste Fund is making monthly interfund transfers to the General Fund to compensate for their use. Analysis of the remaining business-type activities is included in Section IV-B of this report. - 21 - IV. Financial Analysis of the City’s Funds A. Governmental Funds The focus of the City’s governmental funds is to provide information on near-term inflows, outflows and balances of spendable resources. Such information is useful in determining the City’s financing requirements. Unreserved fund balance serves as a useful measure of the City’s net resources available for spending at the end of the fiscal year. At the end of the fiscal year, the City governmental funds reported combined ending fund balances of $29.3 million. In FY2011, the City implemented GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. The redefined categories of fund balance are described below: Nonspendable fund balance includes amounts that are not in a spendable form or are required to be maintained intact indefinitely. For example, at the end of the fiscal year, the City had $525,732 of real property held in inventory for urban development. Restricted fund balance has external limitations on use that may be imposed by creditors, grantors, contributors, or laws and regulations. For example, at the end of the fiscal year, the City had $605,406 of municipal aid funds, which are restricted in use for paving by the State of Kentucky Committed fund balance has self-imposed limitations enacted by the highest level of decision making that requires formal action at the same level to remove the limitations. The City had $2,387,922 in fund balance committed for capital improvements in the Investment Fund. Assigned fund balance has limitations resulting from intended use; formal action is not required. Approximately 30% of the City’s fund balance is assigned for various purposes, including capital improvements, public safety, and debt service. Unassigned fund balance is the total fund balance in the General Fund in excess of the other fund balance categories. - 22 - Approximately 52% of total fund balance, $15.3 million is unassigned General Fund fund balance, which is available for spending at the government’s discretion but only up to the amount represented by cash. At year-end there was $10.5 million available as General Fund cash; the balance is tied up in other assets including accounts receivable and property taxes collectible. City fiscal policy (Ordinance 2016-06-8380) requires that an amount not less than 10% of the General Fund’s budgeted expenditures remain undesignated in the fund balance, or $3.7 million, which leaves $11.6 million as unreserved for fiscal year 2017. As a measure of General Fund liquidity, readers may compare unassigned (formerly reported as “unreserved”) fund balance to total General Fund expenditures. Unassigned General Fund’s fund balance ($15.3 million) represents 42% of expenditures and transfers out ($36.9 million). This has remained stable for the last ten years, as illustrated in the table below. The Investment Fund had a fund balance of $2.4 million, all of which is committed for capital projects. The Investment Fund was authorized by the City Commission in fiscal year 2005-2006 as a special revenue fund whose use is restricted to property tax reduction, economic development, community redevelopment and capital and infrastructure projects. The Investment Fund captures all manner of financial activities related to revenue from the ½ cent payroll tax increase, effective October 1, 2005. For FY2017, the increase in fund balance of $369 thousand was due to a budgeted surplus of $100 thousand, slightly higher revenue than anticipated, and a budgeted debt service expenditure for a bond issue that was delayed until FY2018. Fund balance in the General Capital Improvements fund increased by approximately $2.2 million from the prior year to $8.0 million. The increase is due to funds set aside to complete capital projects in FY2018. Capital improvement projects for the year are discussed in Section VI-A of this report. B. Proprietary Funds The City’s proprietary funds provide the same information found in the government-wide financial statements but in more detail. - 23 - Net position of the respective proprietary funds are: Solid Waste $2,903,614 Section Eight Housing (5,831) Civic Center 191,321 Transient Boat Dock 3,974 Combined total net asset change for the three funds was a decrease of $1.3 million, broken down as follows: Solid Waste ($1.25 million decrease), Section Eight Housing ($45 thousand decrease), Civic Center ($10 thousand decrease), and Transient Boat Dock ($4 thousand increase). The largest proprietary fund, Solid Waste, was discussed under Business Type Activities (Section III-C). The Transient Boat Dock Fund is a new fund in FY2017. The 340 foot transient boat dock opened for business in the fall of 2017. This new facility allows for the mooring of several transient and local recreational boats with full City services, including power, water, and sewer pump out. It also has the capacity to supply gasoline and diesel for refueling vessels. FY2017 activity includes a transfer from the General Fund for set up expenses incurred prior to its opening. V. General Fund Budgetary Highlights Differences between the original budget and the final budget resulted in a $1.2 million increase in appropriations. This was largely due to a General Fund reserve transfer to the Capital Improvements Fund for renovation of City Hall in the amount of $1,150,000. Final appropriations (excluding operating transfers out) exceeded total expenditures by $3.47 million. A FY2017 appropriation in the amount of $2.4 million made for an 800mhz radio controller replacement was postponed until FY2018 to allow additional time for the development of an RFP and evaluation of proposals. Additionally, several departments experienced significant salary slippage during the year due to unfilled positions. Police – Patrol had $283 thousand in unused personal service funds, Public Works – Street Maintenance and Public Works – Facility Maintenance had $178 thousand and $102 thousand, respectively. Several other departments also experienced minor salary slippage. Intergovernmental Expense of $329 thousand accounts for the pass-through of property taxes to the Paducah Junior College. The College is technically not a taxing district, and the City levies this tax on their behalf. The City does not include this account in its budgeting process. VI. Capital Asset and Debt Administration A. Capital Assets The City’s investment in capital assets for governmental and business-type activities as of June 30, 2017, is $63 million (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, vehicles and equipment, park facilities, roads, highways, and bridges, and construction in progress. Capital improvements are included in each department budget until improvements are completed. At the end of the fiscal year, completed projects are capitalized in the Government-wide Statements. During fiscal year 2017, project and equipment additions totaled over $11 million, with $7.8 million of that attributed to Construction in Progress at year-end. Some of the largest capital-type project additions, in terms of dollars in fiscal year 2017, are shown in the following table: Olivet Church Road Construction (Construction in Progress) $2,257,617 Riverfront Phase 1B (Construction in Progress) 4,434,184 - 24 - Jim & Pat Brockenborough Rotary Health Park (Construction in Progress) 607,792 Refuse trucks & equipment 875,767 Excavator 299,650 The City’s Construction in Progress balance at year end was in excess of $20 million. Two very large projects that have comprised Construction in Progress for multiple years will be placed into service in FY2018: 1) At fiscal year end the Riverfront Phase 1B project had total cumulative expenditures of $8.2 million. 2) Olivet Church Road project had total cumulative expenditures of nearly $6.4 million at the end of FY2017. In the upcoming years, several street, economic development, riverfront development, and drainage projects will continue and are estimated to cost several million dollars. Capital improvement projects including infrastructure, City-owned facility improvements, continued neighborhood revitalization, and street and sidewalk rehabilitation are among the projects to be addressed. City of Paducah, Kentucky Capital Assets (Net of Accumulated Depreciation) June 30 Governmental Activities Business-Type Activities Total Primary Government 2017 2016 2017 2016 2017 2016 Land $ 10,376,832 $ 10,393,332 $ 62,152 $ 62,152 $ 10,438,984 $ 10,455,484 Land improvements 9,411,107 9,749,732 - - 9,411,107 9,749,732 Construction in progress 20,009,381 13,293,457 - - 20,009,381 13,293,457 Buildings and improvements 5,926,065 5,830,257 254,997 271,324 6,181,062 6,101,581 Infrastructure 9,930,281 10,876,077 - - 9,930,281 10,876,077 Equipment 1,895,804 1,675,520 364,870 360,648 2,260,674 2,036,168 Furnishings and fixtures 22,338 12,542 - - 22,338 12,542 Vehicles 3,744,915 3,786,101 1,470,808 984,604 5,215,723 4,770,705 TOTALS $ 61,316,723 $ 55,617,018 $ 2,152,827 $ 1,678,728 $ 63,469,550 $57,295,746 Additional information on City capital assets can be found in Note 3 in the notes to financial statements on pages 68-70. B. Long-Term Debt At year-end, the City had $28,034,113 in outstanding bonds and notes payable, compared to $27,281,531 at June 30, 2016 with maturities extending through 2032. Governmental Activities 2017 2016 Kentucky League of Cities – 2003 $1,309,616 $1,500,126 Floodwall Rehabilitation – 2008 1,862,123 1,990,271 Convention Center Renovation – 2008 1,751,666 1,866,666 Refinanced Convention Center – 2010 4,515,000 4,955,000 Margaret Hank Agreement – 2011 47,934 94,851 - 25 - Refinanced Rental Building – 2011 2,230,000 2,530,000 Murray State University Agreement – 2011 2,109,088 2,224,792 Public Pool Renovations – 2013 925,000 990,000 Economic Development – 2013 2,040,000 2,185,000 Refinanced Public Projects – 2014 4,505,000 4,805,000 Refinanced Police/Firefighter Pension Fund Liability - 2014 3,660,000 4,055,000 CFSB Agreement - 2017 3,000,000 - Net Premiums/Discounts 78,686 84,825 TOTALS $28,034,113 $27,281,531 During the year, the City had one new debt issue. In January 2017, the City entered into an agreement with Community Financial Services Bank in the amount of $3 million on behalf of McCracken County to finance improvements to the Julian Carroll Convention Center. Debt issues prior to July 1, 2016 are described below: Police/Firefighter Pension Fund Liability – Refinance. In November 2014, a $4.225 million general obligation was issued to advance refund $3.845 of outstanding 2005 series bonds. The 2005 bonds were issued to finance the police and firefighters’ pension fund estimated pension liability. Public Improvement Projects – Refinance. In May 2014, a $5.46 million general obligation was issued to refund $5.545 million of outstanding 2010 series bonds. The 2010 bonds were issued to finance several public improvement projects including a major park parking lot renovation and several resurfacing projects, sports park property acquisition, pavilion acquisition, greenway trail development, and the public portion of a hotel purchase. Economic Development. In September 2013, $2.475 million in general obligation taxable bonds were issued to finance a portion of construction of 1) improvements to a speculative building and 2) an approximately 30,000 square foot building (TeleTech). Each of these buildings are being utilized for separate economic development projects. Public Pool Renovations. In September 2013, $1.12 million in general obligation bonds were issued to finance Noble Park’s pool renovation project. Murray State University (MSU) Agreement. In November 2011, the City entered into a general obligation note in the amount of $2,674,093 with McCracken County and MSU to finance the construction of an educational facility to be occupied by Murray State University. Rental Building – Refinance. In August 2011, a $3.91 million bond obligation was issued to advance refund $3.78 million of outstanding 2004 series bonds. The 2004 bonds were issued to finance the construction of a rental building in the Paducah Industrial Park West. The previous agreement with McCracken County was renewed: 50% of the principal amount of the bonds was issued on behalf of McCracken County, Kentucky. Margaret Hank Building Agreement. In June 2011, the City entered into an agreement in the amount of $188,533 with Margaret Hank Memorial Cumberland Presbyterian Church to finance the acquisition of real property to be used for the development of an indoor recreational facility. Convention and Performing Arts Center – Refinance. In August 2010, a $7.165 million general obligation was issued to advance refund $6.725 million of outstanding 2001 series bonds. The 2001 bonds were issued to finance construction of the Luther F. Carson Four Rivers Center for the Performing Arts and the expansion of the Julian Carroll Convention Center. The previous agreement with McCracken County was renewed: 50% of the principal amount of the bond was issued on behalf of McCracken County, Kentucky, and the County has issued the City a general obligation note in a principal amount equal to 50% of the principal amount of the bonds. - 26 - Convention Center Renovation. In March 2009, McCracken County entered into an agreement in the amount $5,000,000 with the Kentucky Association of Counties to finance renovations to the Julian Carroll Convention Center. The note was issued by McCracken County; however, the City is obligated for 50% of the principal amount through an Interlocal Cooperative Agreement between the City and McCracken County. Floodwall Rehabilitation. In March 2009, a $2.8 million general obligation was issued to finance significant repairs to the City’s 60-year-old floodwall. The first stage of a $6 million project, this money was used to fund the relining of the pipes, which have deteriorated with age. Kentucky League of Cities. In fiscal year 2003, the City borrowed $3.5 million to fund a variety of capital projects, including park improvements ($1.0 million), downtown infrastructure improvements in conjunction with the FRC ($1.5 million), and City Hall, Police and other City-owned facility improvements ($1.0 million). The City’s legal debt limit under §158 of the Kentucky Constitution is 10% of total assessed value of taxable property in Paducah; therefore, the debt limit is $244,792,901. The City’s latest bond rating by Standard & Poor’s is AA-. The City has a relatively low amount of general obligation debt, which explains our large legal debt margin. The City of Paducah, Kentucky, issues and incurs debt in order to fund capital improvement projects, purchase major capital equipment and facilities, and respond to other special funding needs. In fiscal year 2017, approximately 2% of the General Fund budget was expended for debt service, and thus has minimal impact on current and future operations. Additional information on the City’s long-term debt can be found in Note 3 in the notes to financial statements on pages 71-76. VII. Other Potentially Significant Matters. A. Post-employment Benefits. Over the years, the City’s contribution to the Kentucky Retirement System (CERS) has seen a substantial rise in costs that has significantly impacted the City’s operating budget. The table and graph below show the actual cost of the City’s contributions to CERS for both Non-Hazardous and Hazardous employees for selected fiscal years 1997, 2007, and 2017. CERS Employer Contributions Non-Hazardous Hazardous FY Rate Amount % Chg Rate Amount % Chg 1997 8.65% $445,178 18.69% $990,416 2007 13.19% $1,008,946 127% 28.21% $1,929,980 95% 2017 18.68% $1,631,570 62% 31.06% $2,776,387 44% - 27 - In early spring 2013, the State of Kentucky passed a pension reform bill (Senate Bill 2) to prevent pension costs from escalating even higher. This legislation established a hybrid cash balance plan for participants entering the plan after January 1, 2014, that provides a retirement benefit based on an individual’s accumulated account balance. It also reset the amortization period to a new 30-year period beginning with FY2015. Other highlights include the elimination of automatic cost of living increases for retirees and provisions for retirement “spiking.” However, employer contribution rates will not differ for employees beginning participation after January 1, 2014. The contribution rates will be determined based on all CERS membership, and any excess funds contributed on new employees will be used to pay down the system’s unfunded liability. As of the date of this report, the Kentucky General Assembly is attempting to further reduce the State’s pension liability. Under the current circumstances, the State is projecting that hazardous duty contribution rates could reach 50% and non-hazardous contribution rates could reach 30% for July 2018 if no action is taken by the General Assembly. If it is dealt with in special session or the upcoming legislative session at the beginning of 2018, the hope is that the contribution rates will stay the same or only rise marginally as major adjustments are made to the plan, including the movement of new employees to a 401K style plan where contribution rates are more in line with what private industry offers. B. Police & Fire Pension Fund (PFPF) Unfunded Liability. In fiscal year 2006, the City issued $6.1 million in general obligation bonds to eliminate the unfunded pension liability. With the sharp decline in value of the national stock market in 2009, the PFPF’s equity investment dropped accordingly. PFPF net assets dropped in 2009 by nearly $3.5 million, or 28.5% of the beginning net assets (July 1, 2008). The Fund still remains in an unfunded position due to these events. The July 2017 actuary study shows that the PFPF unfunded pension liability is approximately $3.6 million as the following chart displays. - 28 - Since the 2009 drop, the City has contributed approximately $400,000 annually to meet the actuary’s recommended amount toward the unfunded pension liability. The valuation as of July 1, 2017, indicates the minimum actuarially sound contribution for FY2018 will be $376,148. VIII. Requests for Information This financial report is designed to provide a general financial overview for those interested in the City of Paducah government finances. Questions or requests for additional financial information may be addressed to Jonathan Perkins, Finance Director, City of Paducah, 300 South 5th Street, Paducah, KY 42003. Exhibit 2 FUNCTIONS/PROGRAMS Operating Charges for Grants and Primary Government:Expenses Services Contributions Governmental activities: General government 8,652,987 1,650,034 3,580,583$ 2,808$ Public safety 20,176,070 340,705 766,154 601,755 Public service 7,771,335 967,518 2,794,626 - Parks and recreation 3,059,447 121,929 - - Planning and development 1,077,265 - 228,647 3,097,865 Interest on long-term debt 885,380 - 138,995 - Total governmental activities (See Note 1) 41,622,484 3,080,186 7,509,005 3,702,428 Business-type activities: Solid Waste 3,902,907 4,567,392 58,402 - Section Eight Housing 1,952,441 - 1,903,723 - Civic Center 92,471 36,725 - - Transient Boat Dock 1,031 - - - Total business-type activities 5,948,850 4,604,117 1,962,125 - TOTAL PRIMARY GOVERNMENT 47,571,334$ 7,684,303$ 9,471,130$ 3,702,428$ Component Unit: Paducah Water Works Authority 9,856,634$ 10,957,435$ -$ 625,490$ TOTAL COMPONENT UNITS 9,856,634$ 10,957,435$ -$ 625,490$ General revenues: Taxes and licenses: Property taxes, levied for general purposes Franchise tax Telecommunications tax Insurance premium tax Vehicle tax Bank tax Gross receipts license tax Employee license tax Other taxes Transient room tax Unrestricted investment earnings Miscellaneous Total general revenues Transfers Total general revenues and transfers Change in net position Net position - beginning Net position - ending See accompanying notes to the basic financial statements. FOR THE YEAR ENDED JUNE 30, 2017 STATEMENT OF ACTIVITIES Program Revenues Capital -31- CITY OF PADUCAH, KENTUCKY Grants and Contributions FUND FINANCIAL STATEMENTS Exhibit 4 Total fund balance - total governmental funds 29,268,357$ Amounts reported for governmental activities in the Statement of Net Position are different because: 163,983 6,372,500 34,589 61,316,723 261,542 (829,895) 9,283,237 8,714,884 See accompanying notes to the basic financial statements. (Continued) Deferred refunding costs Deferred pension related inflows Deferred pension related outflows -35- Deferred refunding costs and deferred pension activity in governmental activities are not current financial resources and, therefore, are not reported in the governmental funds balance sheet: Capital assets used in governmentalactivities are not current financial resources and, therefore, are not reported in the governmentalfunds balance sheet. This amount includescapital assets of Internal Service Funds. CITY OF PADUCAH, KENTUCKY RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO STATEMENT OF NET POSITION Delinquent property taxes receivable are not reported in the governmental funds balance sheet since they are not considered "available" revenues. Interest receivableon the long-termnotes receivableis not reported on the governmentalfunds balance sheet since neither the note receivable nor the interest is available to pay current period expenditures. JUNE 30, 2017 The long-term notes receivable are not reported in the governmental funds balance sheet since they are not available to pay current period expenditures. Exhibit 4 (Continued) (1,894,752)$ (111,077) $ 2,340,963 70,009,094 (72,350,057) 6,585,591$ (194,540) (573,030) 5,818,021 NET POSITION OF GOVERNMENTAL ACTIVITIES 37,333,171$ See accompanying notes to the basic financial statements The portion of accrued compensatedabsences not due and payable in the current period, and therefore, not reported in the governmental funds balance sheet. JUNE 30, 2017 Accrued interest payments on debt are not due and payable in the current period and, therefore, are not reported in the governmental funds balance sheet. business-type activities Long-term pensions, bonds and notes of ($72,350,056) are not due and payable in the current period and, therefore, they are not reported in the governmentalfunds balance sheet. See Note 3 for detail. The long-term pensions, bonds and notes are: CITY OF PADUCAH, KENTUCKY RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO STATEMENT OF NET POSITION -36- Due within one year Due after one year Current assets Net amount allocated to Internal service funds are used by managementto charge the costs of certain activities, such as insurance and fleet management, to individual funds. The assets and liabilities of the Internal Service Funds (net of amount allocated to business-type activities) not included in other reconciling items are: Current liabilities Amounts reported for governmental activities in the Statement of Activities are different because: Exhibit 7 (Continued) Variance with Final Budget Actual Positive General government:Original Final Amounts (Negative) Planning: Administration 291,330$ 293,255$ 276,159$ 17,096$ Planning 167,925 463,260 441,448 21,812 Grants 158,780 840 - 840 Economic development 136,285 - - - Total planning 754,320 757,355 717,607 39,748 Radio and rental property 2,570,760 2,570,760 133,003 2,437,757 Human rights 41,955 41,035 40,222 813 Information systems 679,020 678,830 560,910 117,920 Human resources/risk management 376,380 375,740 372,535 3,205 Total general government 7,539,275 7,508,955 4,848,176 2,660,779 Public safety: Police: Police administration 1,112,455 1,121,890 1,056,652 65,238 Patrol 6,496,705 6,433,825 6,116,193 317,632 Investigations 2,028,965 2,029,580 1,938,797 90,783 Total police 9,638,125 9,585,295 9,111,642 473,653 Fire: Fire administration 658,225 579,575 575,548 4,027 Suppression 6,444,530 6,419,075 6,422,980 (3,905) Prevention and inspection 1,065,100 1,043,225 1,038,102 5,123 Training 146,940 146,605 147,579 (974) Total fire 8,314,795 8,188,480 8,184,209 4,271 Total public safety 17,952,920 17,773,775 17,295,851 477,924 Public service: Public works: Street maintenance 2,130,935 2,116,685 1,914,982 201,703 Street lighting 778,000 778,000 791,560 (13,560) Facility maintenance 1,193,215 1,188,400 1,064,024 124,376 Total public works 4,102,150 4,083,085 3,770,566 312,519 See accompanying notes to the basic financial statements. (Continued) STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL CITY OF PADUCAH, KENTUCKY Budgeted Amounts GENERAL FUND FOR THE YEAR ENDED JUNE 30, 2017 -43- Exhibit 12 Private- Pension purpose Agency Funds Trusts Funds Cash and cash equivalents 13,272$ 112,032$ 882,529$ Receivables: Interest 4,070 - - Investments at fair value Money market funds 132,577 - - Common stock 2,653,671 - - Mutual funds 2,779,993 1,070,929 - Total assets 5,583,583 1,182,961 882,529$ Voucher and accounts payable 101 - - Payroll taxes and withholdings payable - - 882,529$ Total liabilities 101 - 882,529$ Net position restricted for pensions 5,583,482$ Held in trust for other purposes 1,182,961$ See accompanying notes to the basic financial statements NET POSITION Primary Government -49- ASSETS LIABILITIES CITY OF PADUCAH, KENTUCKY STATEMENT OF NET POSITION FIDUCIARY FUNDS JUNE 30, 2017 Government-wide Financial Statements Fund Financial Statements Fund Financial Statements Revenues – Exchange and Non-Exchange Transactions Unearned revenue Allocation of Indirect Expenses - 58 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 1 - Summary of Significant Accounting Policies: Capital Assets Government-wide Statement In the government-wide financial statements, property, plant and equipment are accounted for as capital assets. All capital assets are valued at historical cost or estimated historical cost if actual is unavailable, except for donated capital assets, work of art capital assets received in a service concession arrangement which are recorded at their acquisition value at the date of donation. Estimated historical cost was used to value the majority of the assets acquired prior to June 30, 2004. Assets capitalized have an original cost of $500 or more prior to July 1, 1999, $2,500 or more after July 1, 1999, $3,000 or more after June 24, 2009 and $5,000 or more after June 30, 2016. Prior to July 1, 2002, governmental funds’ infrastructure assets were not capitalized. These assets have been valued at estimated historical cost. Capital assets of the primary government are depreciated over the estimated useful lives using the straight- line method. The estimated useful lives are as follows: Land improvements 10-15 Years Buildings 30 Years Building improvements 10-15 Years Infrastructure 15-30 Years Equipment 7-9 Years Furnishings and fixtures 3-5 Years Vehicles 5-7 Years Fund Financial Statements In the fund financial statements, capital assets used in governmental fund operations are accounted for as capital outlay expenditures of the governmental fund upon acquisition. Capital assets used in proprietary fund operations are accounted for the same as in the government-wide statements. Deferred Outflows/Inflows of Resources Government-wide Statement In addition to assets, the statement of net position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents the consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The government has two items that qualifies for reporting in the category. These are the deferred charge on refunding and deferred pension related outflows reported in the statements of net position. A deferred charge on refunding results from the difference in the carrying value of refunded debt and its reacquisition price. This amount is deferred and amortized over the shorter of the life of the refunded or refunding debt. The deferred pension related outflows results from pension contributions subsequent to the measurement date of the pension plan and various changes resulting from actuarial pension measurement. The pension contribution amount is deferred and recognized as a component of the change in pension plan liability in the next measurement period. The various changes resulting from actuarial pension measurement are deferred and amortized in future periods as a component of the pension expense. (Continued) deferred inflows of resources, Deferred charge on refunding Deferred pension contributions Changes in proportion and differences between employer contributions and proportionate share of contributions Differences between expected and actual experience Change of assumptions Difference between projected and actuarial earnings Pension related deferred outflows Changes in proportion and differences between employer contributions and proportionate share of contributions Difference between projected and actuarial earnings Pension related deferred inflows Deferred pension contributions Differences between expected and actual experience Change of assumptions Difference between projected and actuarial earnings Pension related deferred outflows Unavailable revenues – property taxes Changes in proportion and differences between employer contributions and proportionate share of contributions Pension related deferred inflows Fund Financial Statements unavailable revenue, Government-wide Statements Fund Statements program revenues general revenues - 63 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 1 - Summary of Significant Accounting Policies: Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make assumptions that affect reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Stewardship, Compliance, and Accountability By its nature as a local government unit, the City and its component units are subject to various federal, state, and local laws and contractual regulations. An analysis of the City’s compliance with significant laws and regulations and demonstration of its stewardship over City resources follows. Fund Accounting Requirements The City complies with all state and local laws and regulations requiring the use of separate funds. Revenue Restrictions The City has various restrictions placed over certain revenue sources from state or local requirements or contractual agreements. The primary restricted revenue sources include: Revenue Source Legal Restrictions of Use Section Eight Housing Choice Voucher Program Subsidize Rental Costs for Low- Income Families FEMA - Disaster Grants Debris Removal and Disaster Recovery HOME Investment Partnerships Grant Construction of Low-income Rental Units Emergency Communication Revenue E-911 Emergency Services Transient Room Tax Debt Obligations Homeland Security Grant Program Homeland Security Enhancement Kentucky Housing Corporation Façade Loans Other Grants Grant Program Expenditures Bond Proceeds Defeasance of debt and Capital Projects 25% of Employee Earning Tax Economic, Community and Capital Development For the year ended June 30, 2017, the City complied in all material respects with these revenue restrictions. Debt Restrictions and Covenants The City may not incur any indebtedness that would require payment from resources beyond the current fiscal year revenue without first obtaining voter approval. Subsequent Events In preparing these financial statements, management has evaluated events and transactions for potential recognition or disclosure through December 21, 2017, the date financial statements were available to be issued. (Continued) City Policy City Policy Pension Trust Policy Pension Trust Policy Private Purpose Trust - 68 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 3 - Detail Notes on Transaction Classes/Accounts: Capital Assets Capital asset activity for the year ended June 30, 2017, was as follows: Balance Balance Primary Government: July 1, 2016 Additions Deductions June 30, 2017 Capital assets, not being depreciated: Land $10,393,332 $ - $ 16,500 $10,376,832 Construction-in-progress 13,293,457 7,763,328 1,047,404 20,009,381 Total capital assets, not being depreciated 23,686,789 7,763,328 1,063,904 30,386,213 Capital assets, being depreciated: Land improvements 12,901,662 422,189 - 13,323,851 Buildings and improvements 19,034,719 525,215 173,197 19,386,737 Infrastructure 41,625,986 131,087 - 41,757,073 Equipment 8,411,539 596,116 165,874 8,841,781 Furnishings and fixtures 215,936 13,140 7,735 221,341 Vehicles 9,160,408 825,614 651,328 9,334,694 Totals at historical cost 91,350,250 2,513,361 998,134 92,865,477 Less accumulated depreciation: Land improvements 3,151,930 760,814 - 3,912,744 Buildings and improvements 13,204,462 386,479 130,269 13,460,672 Infrastructure 30,749,909 1,076,883 - 31,826,792 Equipment 6,736,019 375,832 165,874 6,945,977 Furnishings and fixtures 203,394 3,344 7,735 199,003 Vehicles 5,374,307 848,961 633,489 5,589,779 Total accumulated depreciation 59,420,021 3,452,313 937,367 61,934,967 Total capital assets, being depreciated, net 31,930,229 (938,952) 60,767 30,930,510 PRIMARY GOVERNMENT ACTIVITIES CAPITAL ASSETS, NET $55,617,018 $ 6,824,376 $1,124,671 $61,316,723 (Continued) - 70 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 3 - Detail Notes on Transaction Classes/Accounts: Capital Assets Balance Balance Business-type Activities: July 1, 2016 Increases Decreases June 30, 2017 Capital assets, not being depreciated: Land $ 62,152 $ - $ - $ 62,152 Total capital assets, not being depreciated 62,152 - - 62,152 Capital assets, being depreciated: Buildings and improvements 571,759 - - 571,759 Equipment 1,516,052 136,521 89,201 1,563,372 Vehicles 2,921,255 739,246 667,748 2,992,753 Totals at historical cost 5,009,066 875,767 756,949 5,127,844 Less accumulated depreciation: Buildings and improvements 300,435 16,327 - 316,762 Equipment 1,155,404 122,078 78,980 1,198,502 Vehicles 1,936,651 253,042 667,748 1,936,651 Total accumulated depreciation 3,392,490 391,447 746,728 3,037,209 Total capital assets, being depreciated, net 1,616,576 484,320 10,221 2,090,675 BUSINESS-TYPE ACTIVITIES CAPITAL ASSETS, NET $ 1,678,728 $ 484,320 $ 10,221 $ 2,152,827 Balance Balance Discretely Presented July 1, 2016 Increases Decreases June 30, 2017 Component Units: Capital assets, not being depreciated: Land & construction in progress $ 1,626,870 $ 3,182,992 $ - $ 4,809,862 Capital assets, being depreciated: Utility plant 87,917,041 2,746,299 2,348,969 88,314,371 Less accumulated depreciation: Utility plant 37,963,019 2,179,062 2,308,055 37,834,026 Total capital assets, being depreciated, net 49,954,022 567,237 40,914 50,480,345 COMPONENT UNIT CAPITAL ASSETS, NET $ 51,580,892 $ 3,750,229 $ 40,914 $ 55,290,207 Depreciation expense, charged to functions/programs of discretely presented major component units as follows: Paducah Water Works $ 2,179,062 (Continued) Governmental Activities Business-type Activities General Obligation Bonds General Obligation Bonds Advance Refunding Notes Payable - 75 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 3 - Detail Notes on Transaction Classes/Accounts: Long-Term Liabilities Changes in Long-Term Liabilities The following is a summary of changes in long-term debt for the year ended June 30, 2017: Beginning Ending Due within Type of Liability: Balance Additions Reductions Balance One Year Governmental activities: General obligation bonds: Floodwall Rehabilitation $ 1,990,271 $ - $ (128,148) $ 1,862,123 $ 132,130 Refinanced Pension 4,055,000 - (395,000) 3,660,000 405,000 Refinanced Convention Center 4,955,000 - (440,000) 4,515,000 450,000 Refinanced Rental Building 2,530,000 - (300,000) 2,230,000 310,000 Public Pool Renovations 990,000 - (65,000) 925,000 65,000 Economic Development 2,185,000 - (145,000) 2,040,000 145,000 Refinancing Public Projects 4,805,000 - (300,000) 4,505,000 310,000 Premiums 179,492 - (22,684) 156,808 - Discounts (94,667) - 16,545 (78,122) - Total bonds payable 21,595,096 - (1,779,287) 19,815,809 1,817,130 Notes payable: Kentucky League of Cities 1,500,126 - (190,510) 1,309,616 196,297 Kentucky Association of Counties 1,866,666 - (115,000) 1,751,666 119,583 Margaret Hank Agreement 94,851 - (46,917) 47,934 47,934 Murray State University Agreement 2,224,792 - (115,704) 2,109,088 117,601 CFSB Agreement - 3,000,000 - 3,000,000 42,417 Total notes payable 5,686,435 3,000,000 (468,131) 8,218,304 523,832 Pension Obligations 41,221,575 6,006,015 (2,911,647) 44,315,943 - Accrued Compensated Absences 2,083,261 1,330,693 (1,299,175) 2,114,779 1,318,470 TOTAL GENERAL LONG- TERM LIABILITIES $70,586,367 $10,336,708 $ (6,458,240) $ 74,464,835 $ 3,659,432 Business-type activities: Pension Obligations $ 1,884,418 $ 327,280 $ (125,218) $ 2,086,480 - Accrued compensated Absences 173,919 99,129 (79,526) 193,522 115,283 TOTAL BUSINESS LONG- TERM LIABILITIES $ 2,058,337 $ 426,409 $ (204,744) $ 2,280,002 $ 115,283 (Continued) Changes in Long-Term Liabilities Less Annual Debt Service Requirements - 77 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 3 - Detail Notes on Transaction Classes/Accounts: Accrued Compensated Absences Compensated absence obligations arise from amounts due to City employees for vested amounts of vacation pay and sick pay which will be payable in the future. Typically, the compensated absence obligations have been paid by the General Fund, Emergency Communication Service Fund, Section Eight Housing Fund, Solid Waste Fund, and Fleet Maintenance Fund. Amounts accrued at June 30, 2017, are as follows: Accrued Compensated Absences Governmental Business-type Activities Activities Accrued sick leave $ 715,692 $ 77,693 Accrued vacation leave 1,399,087 115,829 Totals 2,114,779 193,522 Less current portion 1,318,470 115,283 LONG-TERM PORTION $ 796,309 $ 78,239 Termination Benefits Nine employees, through employment contracts, are entitled to certain termination benefits upon involuntary termination of employment by the City Commission. These benefits include provision for salary payments for three to six months, as well as, certain health, life, dental, and disability insurance coverage for same period of time. As these benefits are only provided for involuntary termination of employment, no provision has been made for these benefits. The City funds these benefits on a pay-as- you-go basis in the period incurred. No termination benefits were paid for the year ended June 30, 2017. In addition, qualified participants in the County Employee's Retirement System (CERS), under certain circumstances are eligible to convert accrued sick pay benefits into additional credit for years of service upon retirement. Costs and notification of payment for these benefits are not calculated by the CERS actuary until a qualified participant submits an application for retirement benefits. Accordingly, no provision has been made for these benefits; and, the City funds these benefits in the period of notification for payment by the CERS. For the year ended June 30, 2017, $87,965 of payments was made for these benefits. Landfill Closure and Post-Closure Costs The County of McCracken, Kentucky (County) closed the local landfill to the public on June 30, 1995. The County must comply with established state and federal landfill closure procedures and must perform maintenance and monitoring procedures at the site for thirty years after closure. The 30-year period will begin upon approval from the Commonwealth of Kentucky regarding the environmental condition of the landfill site. As of June 30, 2017, approval had not yet been granted. The County estimated post-closure care costs totaling $4,125,000 or $125,000 per year plus 10% for inflation. Actual costs may be higher due to inflation, changes in technology, or changes in regulations. In the year ending June 30, 2001, the City entered into an inter-local agreement to share equally the costs for post-closure costs and, accordingly, has recorded a long-term liability for 50% of the estimated closure expense. It is anticipated that post-closure costs will be paid out of the Solid Waste Fund to the extent that funds are available with any excess costs being funded using long-term borrowing. (Continued) Plan description - Benefits provided Non-hazardous members: Hazardous members: Plan Funding Non-hazardous Hazardous Actuarial assumptions - Discount rate Sensitivity of CERS proportionate share of net pension liability to changes in the discount rate CERS Pension plan fiduciary net position Basis of Accounting Administration Administrative Costs Valuation of Investments Plan Administration Plan Description Membership Information: Benefits provided: Funding policy: - 86 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 4 - Pension Plans - City of Paducah: Single Employer Defined Benefit Funds - Police and Firefighters' Pension Fund (PFPF) and Appointive Employees’ Pension Fund (AEPF) Changes in PFPF and AEPF’s Net Pension Liability is as follows: PFPF Total Pension Liability Plan Net Position Net Pension Liability (a) (b) (a) – (b) Balance – June 30, 2016 $ 9,893,474 $ 5,644,261 $ 4,249,213 Service cost 7,038 - 7,038 Interest expense 626,531 - 626,531 Experience losses (gains) (278,063) - (278,063) Change in assumptions 148,359 - 148,359 Contributions – City - 436,575 (436,575) Contributions – Members - 4,001 (4,001) Investment income - 766,509 (766,509) Benefits paid (1,223,078) (1,223,078) - Plan administrative expenses - (44,786) 44,786 Net change (719,213) (60,779) (658,434) Balance – June 30, 2017 $ 9,174,261 $ 5,583,482 $ 3,590,779 AEPF Total Pension Liability Plan Net Position Net Pension Liability (a) (b) (a) – (b) Balance – June 30, 2016 $ 95,226 $ - $ 95,226 Service cost - - - Interest expense 5,308 - 5,308 Experience losses (gains) (13,742) - (13,742) Change in assumptions - - - Contributions – City - 21,062 (21,062) Contributions – Members - - - Investment income - - - Benefits paid (13,533) (13,533) - Plan administrative expenses - (7,529) 7,529 Net change (21,967) - (21,967) Balance – June 30, 2017 $ 73,259 $ - $ 73,259 For the year ended June 30, 2017, the City recognized pension expense of $75,898 and $191 related to PFPF and AEPF pension plans, respectively. (Continued) Actuarial assumption Post-retirement mortality Rate of return Discount Rate Sensitivity of the net pension liability to changes in the discount rate - 90 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 4 - Pension Plans - City of Paducah: Single Employer Defined Benefit Funds - Police and Firefighters' Pension Fund (PFPF) and Appointive Employees’ Pension Fund (AEPF) COMBINING STATEMENT OF CHANGES IN NET POSITION PENSION TRUST FUNDS JUNE 30, 2017 PFPF AEPF Total Additions: Contributions Employer $ 436,575 $ 21,062 $ 457,637 Plan members 4,001 - 4,001 Total contributions 440,576 21,062 461,638 Investments earnings: Net change in fair value of investments 657,159 - 657,159 Interest and dividends 109,351 - 109,351 Net investment earnings 766,510 - 766,510 Total additions 1,207,086 21,062 1,228,148 Deductions: Benefits 1,223,078 13,533 1,236,611 Administrative expenses 44,786 7,529 52,315 Total deductions 1,267,864 21,062 1,288,926 Change in net position (60,778) - (60,778) Net position - beginning 5,644,260 - 5,644,260 Net position - ending $ 5,583,482 $ - $ 5,583,482 Note 5 - Component Unit Long-Term Liabilities: Long-term liabilities of the discretely presented component units consist of the following at June 30, 2017: Note Payable, Kentucky Infrastructure Authority (KIA) – Paducah Water Works In connection with a merger with Reidland Water District, Paducah Water Works assumed a loan from the KIA. Interest rate is 1.00%, with a .25% annual service fee. The annual requirements to amortize the outstanding debt as of June 30, 2017, are as follows: .25% Year Ending Service R & M June 30 Principal Interest Fee Reserve Total 2018 $ 450,271 $ 92,178 $ 18,712 $ 29,950 $ 591,111 2019 455,532 86,971 17,584 29,950 590,037 2020 460,856 81,646 16,442 29,950 588,894 2021 466,250 76,252 15,287 29,950 587,739 2022 471,709 70,793 14,117 11,200 567,819 2023-2027 2,442,870 269,640 52,561 56,000 2,821,071 2028-2032 2,185,818 123,468 21,464 - 2,330,750 2033-2037 664,003 32,374 4,626 - 701,003 TOTALS $7,597,309 $833,322 $160,793 $187,000 $8,778,424 (Continued) - 91 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 6 - Appropriations Deficit: No departments that adopted budgets annually had excess expenditures over appropriations for the fiscal year ended June 30, 2017. Note 7 - Commitments and Contingencies: Grant Contingencies Amounts received from grantor agencies are subject to audit and adjustment by grantor agencies, principally the federal government. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the government expects such amounts, if any, to be immaterial. Construction Commitments The City has various on-going contracts for construction, renovations, paving materials, equipment, and labor. As of June 30, 2017, the most significant construction commitment were as follows: Cumulative Estimated Costs Incurred Total Costs Comprehensive Stormwater Master Plan Study $ 178,230 $ 986,446 Riverfront Development – Phase 1b 8,267,257 8,300,000 City Hall Improvement – Phase I 50,550 4,857,000 $ 8,496,037 $14,143,446 Note 8 - Risk Management and Litigation: The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City obtains coverage from commercial insurance companies to handle the risk of loss. There have been no decreases in insurance coverage from the prior year. There have been no settlements in excess of insurance coverage during the prior three years. An analysis of claims activity is presented below: Current Year Beginning of Claims and Actual Balance at Fiscal Year Changes in Claim Fiscal Liability Estimates Payments Year End 2014 - 2015 $ - $ 32,834 $ 32,834 $ - 2015 - 2016 - 95,720 95,720 - 2016 - 2017 - 110,570 110,570 - (Continued) - 93 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 9 - Lease Agreements: Operating Leases Depreciation expense for the year ended June 30, 2017, on leased property was $81,466. The following is a schedule of future minimum rental income from operating leases at June 30, 2017: Lease Income 2018 $ 746,749 2019 746,749 2020 738,415 2021 535,435 2022 304,031 2023-2024 578,000 TOTAL MINIMUM LEASE RECEIPTS $3,649,379 Note 10 – Tax Abatements: Developer Residential Property Tax Abatements – The City of Paducah is authorized by Kentucky Revised Statues Chapter 81A and City Ordinance 2002- 10-6989 to enter into property tax abatement agreements for the purpose of subsidizing developers for their cost of infrastructure improvements associated with residential infill and annexation development. Tax reimbursements cannot exceed the cost of City-approved infrastructure associated with the development over the life of the agreement. The abatement is limited to the actual City of Paducah real estate property taxes collected in any given year attributed to a specific development area as outlined in the individual agreement with the City. For the year ended June 30, 2017, the City abated property taxes totaling $25,878 under this program, including the following tax abatement agreements: Recipient Development Agreement Ordinance Abatement Amount Current Year Inception to Date Signature Homes of Paducah, LLC Westwood Subdivision In-fill 2010-12-7768 $11,922 $62,136 Greenway Village, LLC Greenway Village In- fill 2011-2-7789 $13,956 $27,333 Kentucky Business Investment (KBI) Program, KRS 154.32 – The KBI Program provides income tax credits and wage assessments to new and existing manufacturing companies, and non-retail service companies that locate or expand operations in Kentucky. The Program can be set to last up to 10 years. (Continued) - 94 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 10 – Tax Abatements: For the year ended June 30, 2017, the City rebated employee local payroll taxes totaling $2,966 under this program, including the following resolutions: Recipient Start Date Term Authority Payroll Tax Rebate Amount Current Year Inception to Date Dippin’ Dots, LLC 12-11-2016 10 yrs. Resolution - 2014 $2,966 $2,966 Industrial Park West (IPW) – Ordinance 1997-2-5642 authorized the joint development of the IPW, for economic development purposes, as well as an inter-local agreement authorizing the city to share 50% of all payroll tax revenue generated in the Park. This agreement is good for 10 years after 97% of the park property is developed or 25 years (March 6, 2022), whichever is first. For the year ended June 30, 2017, the City shared payroll tax revenue totaling $105,830 under this agreement with McCracken County (“County”), as follows: Payroll Tax Remitter Start Date Payroll Tax Revenue Shared Current Year Inception to Date Coca Cola September 2005 $13,853 $294,826 Genova September 2014 $21,609 $35,253 H.T. Hackney March 2012 $24,952 $116,238 Whitehall December 2014 $45,416 $89,727 Information Age Park (IAP) – Ordinance 2005-11-7046 authorized an inter-local agreement between the City and County relating to payroll tax revenue generated in the Park. If the City invites the County to participate in the cost of an economic development project, the City will share 50% of all payroll tax revenue generated through the term of the agreement which expires February 13, 2021. For the year ended June 30, 2017, the City shared payroll tax revenue totaling $216,164 under this agreement with the County, as follows: Payroll Tax Remitter Start Date Payroll Tax Revenue Shared Current Year Inception to Date Lynx March 2006 $78,057 $620,793 Ulrich March 2006 $13,656 $152,939 Pepsi December 2007 $3,182 $73,638 Marquette March 2008 $77,823 $732,778 Teletech December 2014 $43,446 $121,880 (Continued) - 95 - CITY OF PADUCAH, KENTUCKY NOTES TO FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2017 Note 10 – Tax Abatements: AAA (Pebco) – Ordinance 2004-6-6824 authorized an inter-local agreement between the City and County relating to payroll tax revenue generated by the AAA Company on Coleman Road. The City and County partnered on an economic development project which calls for the City to share 50% of all payroll tax revenue generated at the AAA facility on Coleman Road for 25 years, through 2029. For the year ended June 30, 2017, the City shared payroll tax revenue totaling $11,374 under this agreement with the County, as follows: Payroll Tax Remitter Start Date Payroll Tax Revenue Shared Current Year Inception to Date AAA (Pebco) July 2005 $11,374 $140,814 Other Local Economic Development Programs – In order to attract certain companies to the Paducah area, the City and County partnered together to construct facilities to house corporate operations in the Information Age Park (IAP) and the Industrial Park West (IPW). For the year ended June 30, 2017, the City and County provided reduced rent for the following corporate recipients, totaling $466,000: Recipient Location Bldg. Size Agreement Ordinance FMV Rent Rent Paid Genova 5400 Commerce Drive 100,000 sf 2014-7-8162 $425,000 $289,000 Teletech 2301 McCracken Blvd. 30,000 sf 2012-11-7986 $330,000 None Note 11 – New Accounting Pronouncements: The Governmental Accounting Standards Board issued Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions which is effective for the City beginning July 1, 2017. The total effect has yet to be determined but is expected to be significant. 2017 2016 2015 2014 Total pension liability Service cost 7,038$ 7,183$ 5,576$ 4,871$ Interest 626,531 686,614 744,910 792,267 Changes in benefit terms - - - - Differences between expected and actual experience (278,063) (111,824) (43,965) 150,977 Changes in assumptions 148,359 156,880 166,753 175,893 Benefit payments/refunds (1,223,078) (1,308,290) (1,386,273) (1,445,080) Net change in total pension liability (719,213) (569,437) (512,999) (321,072) Total pension liability - beginning 9,893,474 10,462,911 10,975,910 11,296,982 Total pension liability - ending (a)9,174,261$ 9,893,474$ 10,462,911$ 10,975,910$ Plan fiduciary net position Contributions - employer 436,575$ 420,352$ 391,468$ 420,834$ Contributions - member 4,001 4,494 6,088 5,354 Net investment income 766,509 165,489 310,681 1,057,726 Benefit payments/refunds (1,223,078) (1,308,290) (1,386,273) (1,445,080) Administrative expenses (44,786) (46,422) (49,115) (48,406) Other - - - - Net change in plan fiduciary net position (60,779) (764,377) (727,151) (9,572) Plan fiduciary net position - beginning 5,644,261 6,408,638 7,135,789 7,145,361 Plan fiduciary net position - ending (b)5,583,482$ 5,644,261$ 6,408,638$ 7,135,789$ Net pension liability ending (a) - (b)3,590,779$ 4,249,213$ 4,054,273$ 3,840,121$ Plan fiduciary net position as a percentage of total pension liability 61%57%61%65% Covered-employee payroll 50,009$ 56,175$ 76,102$ 66,928$ Net pension liability as a percentage of covered-employee payroll 7180% 7564% 5327% 5738% (1) -96- Exhibit A-1 CITY OF PADUCAH, KENTUCKY REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE POLICE AND FIREFIGHTERS' PENSION Last Four Fiscal Years Ending June 30 (1) TRUST FUND'S NET PENSION LIABILITY AND RELATED RATIOS Schedule is intended to show information for 10 years. Additional years of supplementary information will be provided as this information becomes available. 2017 2016 2015 2014 Total pension liability Service cost -$ -$ -$ -$ Interest 5,308 5,400 5,687 8,258 Changes in benefit terms - - - - Differences between expected and actual experience 13,742 9,751 9,391 (30,605) Changes in assumptions - - - - Benefit payments/refunds (13,533) (19,856) (19,856) (21,152) Net change in total pension liability 5,517 (4,705) (4,778) (43,499) Total pension liability - beginning 99,931 99,931 104,709 148,208 Total pension liability - ending (a)105,448$ 95,226$ 99,931$ 104,709$ Plan fiduciary net position Contributions - employer 21,062$ 6,599$ -$ -$ Contributions - member - - - - Net investment income - 53 264 598 Benefit payments/refunds (13,533) (19,856) (19,856) (21,152) Administrative expenses (7,529) (7,539) (7,533) (7,483) Other - - - - Net change in plan fiduciary net position - (20,743) (27,125) (28,037) Plan fiduciary net position - beginning - 20,743 47,868 75,905 Plan fiduciary net position - ending (b)-$ -$ 20,743$ 47,868$ Net pension liability ending (a) - (b)105,448$ 95,226$ 79,188$ 56,841$ Plan fiduciary net position as a percentage of total pension liability 0.0%0.0%20.8% 45.7% Covered-employee payroll n/a n/a n/a n/a Net pension liability as a percentage of covered-employee payroll n/a n/a n/a n/a (1) -97- Exhibit A-2 CITY OF PADUCAH, KENTUCKY REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE APPOINTIVE EMPLOYEES' PENSION TRUST FUND'S NET PENSION LIABILITY AND RELATED RATIOS Last Four Fiscal Years Ending June 30 (1) Schedule is intended to show information for 10 years. Additional years of supplementary information will be provided as this information becomes available. 2017 2016 2015 2014 Actuarially determined contribution 434,758$ 416,844$ 391,468$ 421,933$ Contributions in relation to the actuarially determined contribution 436,575 420,352 391,468 420,834 Contribution deficiency (excess)(1,817)$ (3,508)$ -$ 1,099$ Covered-employee payroll 50,009$ 56,175$ 76,102$ 66,928$ Contributions as a percentage of covered-employee payroll 873% 748% 514% 629% 2017 2016 2015 2014 Annual money-weighted rate of return, net of investment expens 14.61% 2.78% 4.69% 15.95% (1) Exhibit A-3 CITY OF PADUCAH, KENTUCKY REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF POLICE AND FIREFIGHTERS' PENSION TRUST FUND CONTRIBUTIONS AND INVESTMENT RETURNS Last Four Fiscal Years Ending June 30 (1) Schedule of Contributions Schedule of Investment Returns -98- Schedule is intended to show information for 10 years. Additional years of supplementary information will be provided as this information becomes available. 2017 2016 2015 2014 Actuarially determined contribution 19,856$ 19,856$ 15,734$ 10,779$ Contributions in relation to the actuarially determined contribution 21,062 6,599 - - Contribution deficiency (excess)(1,206)$ 13,257$ 15,734$ 10,779$ Covered-employee payroll n/a n/a n/a n/a Contributions as a percentage of covered-employee payroll n/a n/a n/a n/a 2017 2016 2015 2014 Annual money-weighted rate of return, net of investment expense 0.00% 0.47% 0.75% 0.97% (1) Last Four Fiscal Years Ending June 30 (1) Exhibit A-4 CITY OF PADUCAH, KENTUCKY REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF APPOINTIVE EMPLOYEES' PENSION TRUST FUNDS CONTRIBUTIONS AND INVESTMENT RETURNS -99- Schedule of Contributions Schedule of Investment Returns Schedule is intended to show information for 10 years. Additional years of supplementary information will be provided as this information becomes available. Year Ended June 30 City's proportion of the net pension liability City's proportionate share of the net pension liability (asset) City's covered employee payroll City's share of the net pension liability (asset) as a percentage of its covered employee payroll Plan fiduciary net position as a percentage of the total pension liability CERS Nonhazardous 2017 0.3047% 14,999,862 7,266,510 206.4246% 55.5028% 2016 0.3150% 13,543,354 7,349,249 184.2821% 59.9684% 2015 0.3261% 10,579,475$ 7,477,608$ 141.4821% 66.8010% 2014 0.3261% 11,970,884$ 7,466,979$ 160.3176% 61.2209% CERS Hazardous 2017 1.6165% 27,738,524$ 8,404,139$ 330.0579% 53.9483% 2016 1.6428% 25,218,200$ 8,402,943$ 300.1115% 57.5152% 2015 1.6323% 19,617,569$ 8,267,598$ 237.2826% 63.4574% 2014 1.6323% 21,907,757$ 8,016,505$ 273.2831% 65.7178% *The amounts presented were determined as of the measurement date June 30 of the prior year. * Exhibit A-5 -100- CITY OF PADUCAH, KENTUCKY SCHEDULE OF CITY'S PROPORTIONATE SHARE OF THE NET PENSION LIABILITY COUNTY EMPLOYEES' RETIREMENT SYSTEM LAST FOUR FISCAL YEARS* Schedule is intended to show information for 10 years. Additional years of supplementary information will be provided as this information becomes available. REQUIRED SUPPLEMENTARY INFORMATION Year Ended June 30 Contractually required penson contribution Contributions relative to contractually required contribution Contribution deficiency (excess) City's covered employee payroll Contributions as a percentage of covered employee payroll CERS Nonhazardous 2017 1,098,317$ 1,098,317$ -$ 7,861,744$ 13.9704% 2016 902,501$ 902,501$ -$ 7,266,510$ 12.4200% 2015 937,029$ 937,029$ -$ 7,349,249$ 12.7500% 2014 1,027,423$ 1,027,423$ -$ 7,477,608$ 13.7400% CERS Hazardous 2017 1,954,791$ 1,954,791$ -$ 9,004,106$ 21.7100% 2016 1,702,679$ 1,702,679$ -$ 8,404,139$ 20.2600% 2015 1,741,930$ 1,741,930$ -$ 8,402,943$ 20.7300% 2014 1,799,856$ 1,799,856$ -$ 8,267,598$ 21.7700% * Changes of Benefit Terms: A cash balance plan was introduced for member whose participation date is on or after January 1, 2014. Changes of assumptions: The assumptions were updated as of result of an experience study for the three year period ending June 30, 2008. The discount rate changed from 7.75% to 7.50% from the prior measurement date. The inflation rate changed from 3.50% to 3.25% from the prior measurment date. Exhibit A-6 -101- Notes to Required Supplementary Information For the Year Ended June 30, 2016 The amortization period of the unfunded accrued liability was reset to a closed 30 year period for the year ended June 30, 2013. Schedule is intended to show information for 10 years. Additional years of supplementary information will be provided as this information becomes available. CITY OF PADUCAH, KENTUCKY SCHEDULE OF CITY'S CONTRIBUTIONS COUNTY EMPLOYEES' RETIREMENT SYSTEM LAST THREE FISCAL YEARS* REQUIRED SUPPLEMENTARY INFORMATION Exhibit B-1 Variance with Final Budget Final Positive Budget (Negative) Revenues: Grants 5,487,300$ 5,487,305$ 5$ Interest 3,680 3,682 2 Property upkeep, rentals, sales and other 618,875 618,885 10 Total revenues 6,109,855 6,109,872 17 Expenditures: Capital outlay 10,148,320 10,148,302 18 Excess (deficiency) of revenues over expenditures (4,038,465) (4,038,430) 35 Other Financing Sources (Uses): Operating transfers in 6,316,810 6,316,818 8 Operating transfers out (126,315) (126,308) (7) Total other financing sources 6,190,495 6,190,510 1 Net change in fund balance 2,152,030$ 2,152,080 36$ Fund balance, July 1, 2016 5,803,064 FUND BALANCE, JUNE 30, 2017 7,955,144$ See auditors report on pages 11-12. -102- Actual CITY OF PADUCAH, KENTUCKY DETAIL SCHEDULE OF REVENUES, EXPENDITURES, AND GENERAL CAPITAL IMPROVEMENTS FUND FOR THE YEAR ENDED JUNE 30, 2017 CHANGES IN FUND BALANCE - BUDGET AND ACTUAL Exhibit B-2 Variance with Final Budget Final Positive Budget Actual (Negative) Revenues: Intergovernmental 701,775$ 636,772$ (65,003)$ Property upkeep, rentals, sales and other 289,000 288,995 (5) Total revenues 990,775 925,767 (65,008) Expenditures: Debt service: Principal requirement 2,513,695 2,244,361 269,334 Interest and fiscal requirement 955,300 810,917 144,383 Total expenditures 3,468,995 3,055,278 413,717 Excess (deficiency) of revenues over expenditures (2,478,220) (2,129,511) 348,709 Other Financing Sources (Uses): Operating transfers in 2,478,220 2,377,511 (100,709) Total other financing sources 2,478,220 2,377,511 (100,709) Net change in fund balance -$ 248,000 248,000$ Fund balance, July 1, 2016 750,824 FUND BALANCE, JUNE 30, 2017 998,824$ See auditors report on pages 11-12. -103- FOR THE YEAR ENDED JUNE 30, 2017 CITY OF PADUCAH, KENTUCKY DEBT SERVICE FUND DETAIL SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL NONMAJOR GOVERNMENTAL FUNDS Exhibit B-3 Court Awards Fund Cash and cash equivalents 665,970$ 310,800$ 187,697$ Receivables, net: Accounts 46,827 136,566 - TOTAL ASSETS 712,797$ 447,366$ 187,697$ Liabilities: Voucher and accounts payable 107,391$ 90,475$ 56,642$ Accrued payroll and payroll taxes - 29,774 - Total liabilities 107,391 120,249 56,642 Fund Balances: Restricted for: Highway and streets 605,406 - - Public safet y - - 131,055 Capital Improvements - - - Assigned for: Public safet y - 327,117 - Total fund balances 605,406 327,117 131,055 TOTAL LIABILITIES AND FUND BALANCES 712,797$ 447,366$ 187,697$ See auditors report on pages 11-12. JUNE 30, 2017 FUND BALANCES Municipal Aid Program Special Revenue Funds CITY OF PADUCAH, KENTUCKY COMBINING BALANCE SHEET ASSETS -104- Emergency AND NONMAJOR GOVERNMENTAL FUNDS LIABILITIES Service Fund Communication CDBG Grant Bond Fund Fund -$ 1,624,457$ 2,788,924$ - - 183,393 -$ 1,624,457$ 2,972,317$ -$ 92,213$ 346,721$ - - 29,774 - 92,213 376,495 - - 605,406 - - 131,055 - 1,532,244 1,532,244 - - 327,117 - 1,532,244 2,595,822 -$ 1,624,457$ 2,972,317$ Funds Total Nonmajor Special Revenue Funds -105- Governmental Exhibit B-4 Court Awards Revenues: Fund Taxes -$ 448,257$ -$ Charges for services - 313,705 - Intergovernmental 503,850 - - Grants - - 18,441 Interest 5,382 1,821 1,213 Miscellaneous - 427,132 - Total revenues 509,232 1,190,915 19,654 Expenditures: Current operations: Public safety - 1,591,402 35,817 Public service 1,684,762 - - Planning and development - - - Capital Outlay - - - Total expenditures 1,684,762 1,591,402 35,817 Excess (deficiency) of revenues over expenditures (1,175,530) (400,487) (16,163) Other Financing Sources (Uses): Proceeds of debt - - - Transfers in 632,147 436,126 - Transfers out - (7,500) - Total other financing sources (uses) 632,147 428,626 - Net change in fund balances (543,383) 28,139 (16,163) Fund balances, July 1, 2016 1,148,789 298,978 147,218 FUND BALANCES, JUNE 30, 2017 605,406$ 327,117$ 131,055$ See auditors report on pages 11-12. NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30, 2017 Emergency Service Fund -106- Aid Program Municipal CITY OF PADUCAH, KENTUCKY COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES Special Revenue Funds Communication CDBG Grant Bond Fund Fund -$ -$ 448,257$ - - 313,705 - - 503,850 209,000 - 227,441 - 5,737 14,153 - - 427,132 209,000 5,737 1,934,538 - - 1,627,219 - - 1,684,762 209,000 - 209,000 - 138,901 138,901 209,000 138,901 3,659,882 - (133,164) (1,725,344) - 3,000,000 3,000,000 - - 1,068,273 - (1,334,592) (1,342,092) - 1,665,408 2,726,181 - 1,532,244 1,000,837 - - 1,594,985 -$ 1,532,244$ 2,595,822$ Total Nonmajor -107- Funds Special Revenue Funds Governmental Exhibit B-5 Variance with Final Budget Final Positive Budget Actual (Negative) Revenues: Intergovernmental 450,000$ 503,850$ 53,850$ Interest 6,000 5,382 (618) Total revenues 456,000 509,232 53,232 Expenditures: Public service 2,023,000 1,684,762 338,238 Excess (deficiency) of revenues over expenditures (1,567,000) (1,175,530) 391,470 Other Financing Sources (Uses): Operating transfers in 613,845 632,147 18,302 Operating transfers out - - - Total other financing sources (uses)613,845 632,147 18,302 Net change in fund balance (953,155) (543,383) 409,772 Fund balance, July 1, 2016 1,148,789 1,148,789 - FUND BALANCE, JUNE 30, 2017 195,634$ 605,406$ 409,772$ See auditors report on pages 11-12. -108- FOR THE YEAR ENDED JUNE 30, 2017 CITY OF PADUCAH, KENTUCKY MUNICIPAL AID PROGRAM FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL Exhibit B-6 Variance with Final Budget Final Positive Budget Actual (Negative) Revenues: Local contributions 360,000$ 448,257$ 88,257$ Telephone surcharges 270,000 313,705 43,705 Interest 900 1,821 921 Miscellaneous 506,770 427,132 (79,638) Total revenues 1,137,670 1,190,915 53,245 Expenditures: Public safety 1,748,780 1,591,402 157,378 Excess (deficiency) of revenues over expenditures (611,110) (400,487) 210,623 Other Financing Sources (Uses): Operating transfers in 618,610 436,126 (182,484) Operating transfers out (7,500) (7,500) - Total other financing sources (uses)611,110 428,626 (182,484) Net change in fund balance -$ 28,139 28,139$ Fund balance, July 1, 2016 298,978 FUND BALANCE, JUNE 30, 2017 327,117$ See auditors report on pages 11-12. -109- FOR THE YEAR ENDED JUNE 30, 2017 CITY OF PADUCAH, KENTUCKY EMERGENCY COMMUNICATION SERVICE FUND DETAIL SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL Exhibit B-7 Variance with Final Budget Final Positive Budget Actual (Negative) Revenues: Grants 25,000$ 18,441$ (6,559)$ Interest 1,200 1,213 13 Total revenues 26,200 19,654 (6,546) Expenditures: Public safety 30,750 35,817 (5,067) Excess (deficiency) of revenues over expenditures (4,550) (16,163) (11,613) Net change in fund balance (4,550)$ (16,163) (11,613)$ Fund balance, July 1, 2016 147,218 FUND BALANCE, JUNE 30, 2017 131,055$ See auditors report on pages 11-12. -110- CITY OF PADUCAH, KENTUCKY COURT AWARDS FUND DETAIL SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED JUNE 30, 2017 Exhibit B-8 Variance with Final Budget Final Positive Budget Actual (Negative) Revenues: Grants 209,000$ 209,000$ -$ Total revenues 209,000 209,000 - Expenditures: Planning and development 209,000 209,000 - Excess (deficiency) of revenues over expenditures - - - Other Financing Sources (Uses): Operating transfers in - - - Operating transfers out - - - Total other financing sources (uses)- - - Net change in fund balance -$ - -$ Fund balance, July 1, 2016 - FUND BALANCE, JUNE 30, 2017 -$ See auditors report on pages 11-12. -111- FOR THE YEAR ENDED JUNE 30, 2017 CITY OF PADUCAH, KENTUCKY CDBG FUND DETAIL SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL Exhibit B-9 Variance with Final Budget Final Positive Budget Actual (Negative) Revenues: Grants -$ -$ -$ Interest - 5,737 5,737 Total revenues - 5,737 5,737 Expenditures: Capital outlay - 138,901 (138,901) Total expenditures - 138,901 (138,901) Excess (deficiency) of revenues over expenditures - (133,164) (133,164) Other Financing Sources (Uses): Proceeds of debt 8,350,000 3,000,000 (5,350,000) Operating transfers in - - - Operating transfers out (8,350,000) (1,334,592) 7,015,408 Total other financing sources (uses) - 1,665,408 1,665,408 Net change in fund balance -$ 1,532,244 1,532,244$ Fund balance, July 1, 2016 - FUND BALANCE, JUNE 30, 2017 1,532,244$ See auditors report on pages 11-12. -112- FOR THE YEAR ENDED JUNE 30, 2017 CITY OF PADUCAH, KENTUCKY BOND FUND DETAIL SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL NONMAJOR PROPRIETARY FUNDS Exhibit C-1 Civic Transient Center Dock Current Assets: Fund Fund Cash and cash equivalents 338,110$ 78,000$ 3,974$ 420,084$ Total current assets 338,110 78,000 3,974 420,084 Noncurrent Assets: Net depreciable capital assets 143 119,511 - 119,654 Total assets 338,253 197,511 3,974 539,738 Deferred Outflows of Resources: Deferred pension related outflows 66,095 - - 66,095 Current Liabilities: Voucher and accounts payable 36,341 6,190 - 42,531 Accrued compensated absences 1,987 - - 1,987 Due to other funds 52,710 - - 52,710 Total current liabilities 91,038 6,190 - 97,228 Noncurrent Liabilities: Pensions obligation 292,497 - - 292,497 Accrued compensated absences 17,883 - - 17,883 Total noncurrent liabilities 310,380 - - 310,380 Total liabilities 401,418 6,190 - 407,608 Deferred Inflows of Resources Deferred pension related inflows 8,761 - - 8,761 Net invested in capital assets 143 119,511 - 119,654 Unrestricted (5,974) 71,810 3,974 69,810 TOTAL NET POSITION (5,831)$ 191,321$ 3,974$ 189,464$ See auditors report on pages 11-12. NET POSITION -113- Total Nonmajor Enterprise Funds Section Eight Housing CITY OF PADUCAH, KENTUCKY COMBINING STATEMENT OF NET POSITION NONMAJOR PROPRIETARY FUNDS JUNE 30, 2017 ASSETS LIABILITIES Exhibit C-2 Civic Transient Center Dock Operating Revenues:Fund Fund Charges for services -$ 36,725$ -$ 36,725$ Miscellaneous 4,038 - - 4,038 Total operating income 4,038 36,725 - 40,763 Operating Expenses: Cost of sales and service 1,952,018 82,451 1,031 2,035,500 Depreciation and amortization 423 10,021 - 10,444 Total operating expenses 1,952,441 92,472 1,031 2,045,944 Operating income (loss)(1,948,403) (55,747) (1,031) (2,005,181) Non-Operating Revenues (Expenses): Grants - program purpose 1,903,723 - - 1,903,723 Interest and investment income 35 - 5 40 Total nonoperating revenues (expenses)1,903,758 - 5 1,903,763 Income (loss) before contributions and transfers (44,645) (55,747) (1,026) (101,418) Contributions and Operating Transfers: Transfers in - 45,623 5,000 50,623 Transfers out - - - - Total contributions and operating transfers - 45,623 5,000 50,623 Change in net position (44,645) (10,124) 3,974 (50,795) Net position - beginning 38,814 201,445 - 240,259 Net position - ending (5,831)$ 191,321$ 3,974$ 189,464$ See auditors report on pages 11-12. -114- FOR THE YEAR ENDED JUNE 30, 2017 NONMAJOR PROPRIETARY FUNDS AND CHANGES IN NET POSITION Funds Section Eight Housing COMBINING STATEMENT OF REVENUES, EXPENSES CITY OF PADUCAH, KENTUCKY Total Nonmajor Enterprise Exhibit C-3 Civic Transient Center Dock Cash Flows from Operating Activities: Fund Fund Cash received from customers -$ 36,725$ -$ 36,725$ Payments to employees (177,762) - - (177,762) Payments to internal service funds - (2,301) - (2,301) Other receipts 4,038 - - 4,038 Housing assistance and other payments (1,728,832) (80,047) (1,031) (1,809,910) Net cash provided (used) by operating activities (1,902,556) (45,623) (1,031) (1,949,210) Cash Flows from Noncapital Financing Activities: Grants - program purpose 1,903,723 - - 1,903,723 Transfers from other funds - 45,623 5,000 50,623 Transfers to other funds - - - - Net cash provided (used) by noncapital financing activities 1,903,723 45,623 5,000 1,954,346 Cash Flows from Investing Activities: Interest on cash and investments 35 - 5 40 Net increase (decrease) in cash and cash equivalents 1,202 - 3,974 5,176 Cash and cash equivalents, July 1, 2016 336,908 78,000 - 414,908 CASH AND CASH EQUIVALENTS, JUNE 30, 2017 338,110$ 78,000$ 3,974$ 420,084$ Reconciliation of Operating Income (Loss) to Net Cash Provided by Operating Activities: Operating income (loss)(1,948,403)$ (55,747)$ (1,031)$ (2,005,181)$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation and amortization 423 10,021 - 10,444 Change in assets and liabilities: Unearned revenues - - - - Pension obligation and related deferrals 15,780 - 15,780 Accounts payable and accrued expenses 29,644 103 - 29,747 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES (1,902,556)$ (45,623)$ (1,031)$ (1,949,210)$ See auditors report on pages 11-12. CITY OF PADUCAH, KENTUCKY COMBINING STATEMENT OF CASH FLOWS NONMAJOR PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2017 -115- Section Eight Housing Total Nonmajor Enterprise Funds INTERNAL SERVICE FUNDS Exhibit D-1 Health Fleet Lease Insurance Insurance Combined Current Assets:Trust Fund Fund Total Cash and cash equivalents 2,345$ 1,879,897$ 210,363$ 643,862$ 2,736,467$ Investments - 1,000,000 250,000 1,750,000 3,000,000 Receivables, net 1,121 695,235 460 86,633 783,449 Inventories 65,675 - - - 65,675 Total current assets 69,141 3,575,132 460,823 2,480,495 6,585,591 Noncurrent Assets: Net depreciable capital assets 32,117 4,004,542 - - 4,036,659 Total assets 101,258 7,579,674 460,823 2,480,495 10,622,250 Deferred Outflows of Resources: Deferred pension related outflows 129,127 - - - 129,127 Current Liabilities: Voucher and accounts payable 12,752 - 9,088 100,772 122,612 Accrued payroll and payroll taxes 10,160 - - - 10,160 Accrued compensated absences 28,523 - - - 28,523 Deferred revenue - - - 22,152 22,152 Total current liabilities 51,435 - 9,088 122,924 183,447 Noncurrent Liabilities: Pensions obligation 530,995 - - - 530,995 Accrued compensated absences 11,093 - - - 11,093 Total noncurrent liabilities 542,088 - - - 542,088 Total liabilities 593,523 - 9,088 122,924 725,535 Deferred Inflows of Resources Deferred pension related inflows 15,905 - - - 15,905 Net invested in capital assets 32,117 4,004,542 - - 4,036,659 Unrestricted (411,160) 3,575,132 451,735 2,357,571 5,973,278 TOTAL NET POSITION (379,043)$ 7,579,674$ 451,735$ 2,357,571$ 10,009,937$ See auditors report on pages 11-12. -116- CITY OF PADUCAH, KENTUCKY COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30, 2017 LIABILITIES ASSETS NET POSITION Fleet Maintenance Exhibit D-2 Health Fleet Lease Insurance Insurance Combined Trust Fund Fund Total Operating Revenues: Charges for services - internal 422,004$ 905,200$ 1,174,263$ 3,264,344$ 5,765,811$ Charges for services - external - - - 279,008 279,008 Total operating revenues 422,004 905,200 1,174,263 3,543,352 6,044,819 Operating Expenses: Vehicle maintenance 567,212 6,499 - - 573,711 Administrative - 48,518 - 535,190 583,708 Insurance premium, claims and medical - - 1,154,138 2,474,458 3,628,596 Depreciation 5,623 873,339 - - 878,962 Total operating expenses 572,835 928,356 1,154,138 3,009,648 5,664,977 Operating income (loss)(150,831) (23,156) 20,125 533,704 379,842 Nonoperating Revenues and (Expenses): Interest and investment income 9 39,742 460 3,807 44,018 Gain (loss) on disposal of property and equipment 14,267 70,148 - - 84,415 Total nonoperating revenues (expenses)14,276 109,890 460 3,807 128,433 Income (loss) before transfers (136,555) 86,734 20,585 537,511 508,275 Contributions and Transfers: Transfers in 164,276 - 35,411 - 199,687 Transfers out - - - - - Total contributions and operating transfers 164,276 - 35,411 - 199,687 Change in net position 27,721 86,734 55,996 537,511 707,962 Net position - beginning (406,764) 7,492,940 395,739 1,820,060 9,301,975 Net position - ending (379,043)$ 7,579,674$ 451,735$ 2,357,571$ 10,009,937$ See auditors report on pages 11-12. -117- Fleet Maintenance CITY OF PADUCAH, KENTUCKY COMBINING STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30, 2017 Exhibit D-3 Health Fleet Lease Insurance Insurance Combined Cash Flows from Operating Activities: Trust Fund Fund Total Receipts from other funds for services 420,883$ 610,040$ 1,174,444$ 3,498,775$ 5,704,142$ Payments to suppliers (260,624) - - - (260,624) Payments to employees (329,440) - - - (329,440) Insurance premium, claims and medical - - (1,156,222) (2,576,052) (3,732,274) Other payments - (55,846) - (535,189) (591,035) Net cash provided (used) by operating activities (169,181) 554,194 18,222 387,534 790,769 Cash Flows from Noncapital Financing Activities: Transfers from other funds 164,276 - 35,411 - 199,687 Transfers to other funds - - - - - Net cash provided (used) by noncapital financing activities 164,276 - 35,411 - 199,687 Cash Flows from Capital and Related Financing Activities: Proceeds from sale of capital assets 14,266 87,988 - - 102,254 Purchase of capital assets (7,328) (1,041,823) - - (1,049,151) Net cash used by capital and related financing 6,938 (953,835) - - (946,897) Cash Flows from Investing Activities: Interest and dividends 9 39,742 460 3,807 44,018 Purchase of investments - (1,000,000) (250,000) (1,750,000) (3,000,000) Net cash used by investing activities 9 (960,258) (249,540) (1,746,193) (2,955,982) Net increase (decrease) in cash and cash equivalents 2,042 (1,359,899) (195,907) (1,358,659) (2,912,423) Cash and cash equivalents, July 1, 2016 303 3,239,796 406,270 2,002,521 5,648,890 CASH AND CASH EQUIVALENTS, JUNE 30, 2017 2,345$ 1,879,897$ 210,363$ 643,862$ 2,736,467$ Reconciliation of Operating Income (Loss) to Net Cash Provided by Operating Activities: Operating income (loss)(150,831)$ (23,156)$ 20,125$ 533,704$ 379,842$ Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation and amortization 5,623 873,339 - - 878,962 Change in assets and liabilities: Receivables (1,121) (495,160) 181 (42,864) (538,964) Inventories (9,559) - - - (9,559) Due form other funds - 200,000 - - 200,000 Pension obligation and related deferrals 19,586 - - - 19,586 Accounts payable and accrued expenses (32,879) (829) (2,084) (103,306) (139,098) NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES (169,181)$ 554,194$ 18,222$ 387,534$ 790,769$ See auditors report on pages 11-12. -118- Fleet Maintenance CITY OF PADUCAH, KENTUCKY COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30, 2017 FIDUCIARY FUNDS Exhibit E-1 Cemetery and Park Trusts Cash and cash equivalents 112,032$ Investments at fair value Money market funds - Mutual funds 1,070,929 Total assets 1,182,961 Accounts payable - Held in trust for other purposes 1,182,961$ See auditors report on pages 11-12. -119- ASSETS LIABILITIES NET POSITION JUNE 30, 2017 FIDUCIARY FUNDS - PRIVATE-PURPOSE TRUST FUNDS STATEMENT OF NET POSITION CITY OF PADUCAH, KENTUCKY Exhibit E-2 Cemetery and Park Additions:Trusts Contributions: Intergovernmental revenues -$ Private donations 3,860 Total contributions 3,860 Investment earnings: Change in fair value of investments 58,149 Interest and dividends 69,102 Net investment earnings 127,251 Total additions 131,111 Deductions: Capital outlay 41,578 Administrative expenses 13,342 Total deductions 54,920 Change in net position 76,191 Net position - beginning 1,106,770 Net position - ending 1,182,961$ See auditors report on pages 11-12. STATEMENT OF CHANGES IN NET POSITION CITY OF PADUCAH, KENTUCKY -120- FOR THE YEAR ENDED JUNE 30, 2017 FIDUCIARY FUNDS - PRIVATE-PURPOSE TRUST FUNDS Exhibit E-3 Payroll Fund: Additions Deductions Assets: Cash and cash equivalents 519,942$ 13,702,123$ 13,339,536$ 882,529$ Liabilities: Payroll taxes and withholdings payable 519,942$ 13,702,123$ 13,339,536$ 882,529$ See auditors report on pages 11-12. CITY OF PADUCAH, KENTUCKY AGENCY FUND IN ASSETS AND LIABILITIES STATEMENT OF CHANGES -121- FOR THE YEAR ENDED JUNE 30, 2017 Balance Balance July 1, 2016 June 30, 2017 STATISTICAL SECTION Contents Page Financial Trends 122-126 Revenue Capacity 127-132 Debt Capacity 133-136 Economic and Demographic Information 137-139 Operating Information 139-141 These schedules offer economic and demographic indicators to help the reader understand the environment within which the City's financial activities take place. These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. Sources:Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented the new reporting model in the fiscal year ending June 30, 2003. Schedules presenting government- wide information include information beginning in that year. This part of the City of Paducah's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the City's overall financial health. These schedules contain trend information to help the reader understand how the City's financial performance and well-being changed over time. These schedules contain information to help the reader assess the factors affecting the City's ability to generate its property and employee taxes. These schedules present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 20172016 2015 (1) 20142013201220112010 (2)20092008Governmental activities:Net Invested in Capital Assets52,898,618$ 46,389,685$ 39,349,789$ 39,844,772$ 33,365,112$ 31,957,381$ 32,905,977$ 31,136,514$ 31,215,252$ 31,766,783$ Restricted for:Program purposes131,055 147,218 144,857 205,979 284,760 897,942 1,264,986 1,100,696 2,183,559 1,782,251 Capital projects2,137,650 1,148,789 2,427,218 2,168,201 1,301,421 4,105,639 5,987,399 5,077,026 4,363,913 5,028,420 Unrestricted(17,834,152) (23,323,077) (22,209,537) 13,382,066 13,539,204 5,913,997 4,229,501 8,165,101 8,621,077 9,432,763 Total governmental activities net position 37,333,171$ 24,362,615$ 19,712,327$ 55,601,018$ 48,490,497$ 42,874,959$ 44,387,863$ 45,479,337$ 46,383,801$ 48,010,217$ Business-type activities:Net Invested in Capital Assets2,152,827 1,678,728 1,133,226 1,210,415 1,232,735 1,308,574 1,334,230 1,652,961 1,721,419 1,863,975 Restricted for:Program purposes- 38,247 124,012 437,483 385,885 732,817 999,885 620,800 369,368 579,460 Unrestricted1,513,281 3,194,228 3,033,822 3,837,034 3,428,267 3,246,320 3,004,783 1,816,705 1,036,093 (19,965) Total business-type activities net postion 3,666,108$ 4,911,203$ 4,291,060$ 5,484,932$ 5,046,887$ 5,287,711$ 5,338,898$ 4,090,466$ 3,126,880$ 2,423,470$ Primary government:Net Invested in Capital Assets55,051,445 48,068,413 40,483,015 41,055,187 34,597,847 33,265,955 34,240,207 32,789,475 32,936,671 33,630,758 Restricted for:Program purposes131,055 185,465 268,869 643,462 670,645 1,630,759 2,264,871 1,721,496 2,552,927 2,361,711 Capital projects2,137,650 1,148,789 2,427,218 2,168,201 1,301,421 4,105,639 5,987,399 5,077,026 4,363,913 5,028,420 Unrestricted(16,320,871) (20,128,849) (19,175,715) 17,219,100 16,967,471 9,160,317 7,234,284 9,981,806 9,657,170 9,412,798 Total primary government net position 40,999,279$ 29,273,818$ 24,003,387$ 61,085,950$ 53,537,384$ 48,162,670$ 49,726,761$ 49,569,803$ 49,510,681$ 50,433,687$ (1)Significant change in governmental and business-type net position due to implementation of GASB No. 68 - Accounting and Financial Reporting for Pensions. (2) Significant change in governmental net position due to reclassification for prior year grant receivables. Fiscal YearTABLE 1CITY OF PADUCAH, KENTUCKYNET POSITION BY COMPONENTLast Ten Fiscal Years (accrual basis of accounting)-122- Pages 1 of 22017 2016 2015 (1) 2014 2013 2012 2011 2010 (3) 2009 2008 (2)ExpensesGovernmental activities:General government 8,652,987$ 9,777,876$ 9,801,489$ 8,005,619$ 7,843,140$ 12,937,997$ 9,786,052$ 9,763,178$ 12,148,118$ 10,709,641$ Public safety 20,176,070 20,503,784 17,974,548 18,439,670 18,204,945 17,045,731 16,993,228 16,239,042 15,734,557 15,938,831 Public service 7,771,335 10,266,856 6,855,234 6,982,536 6,167,510 6,163,602 7,328,806 7,669,729 12,849,566 9,543,714 Parks and recreation 3,059,447 3,052,360 2,811,533 2,750,531 2,710,659 2,654,098 2,748,333 2,653,474 1,492,306 1,286,955 Planning and development 1,077,265 911,830 1,000,020 1,805,379 1,463,659 1,192,952 1,212,103 970,022 708,827 282,042 Interest on long-term debt 885,380 900,593 850,827 1,084,016 1,066,876 1,059,537 1,363,580 1,099,450 1,029,888 1,066,067 Total governmental activities expenses41,622,484 45,413,299 39,293,651 39,067,751 37,456,789 41,053,917 39,432,102 38,394,895 43,963,262 38,827,250 Business-type activities:Solid Waste3,902,907 3,815,476 3,843,081 3,985,233 3,967,490 3,900,264 3,832,130 3,797,097 4,037,845 4,086,747 Section Eight Housing1,952,441 1,874,074 1,819,328 1,855,869 2,032,843 1,921,004 1,956,728 2,061,370 2,154,360 1,949,899 Civic Center92,471 74,457 98,318 81,982 78,000 71,069 76,546 69,537 75,692 84,908 Transit Boat Dock1,031 - - - - - - - - - TISA- - - - - 173,708 183,546 206,798 162,848 156,388 Total business-type activities expenses5,948,850 5,764,007 5,760,727 5,923,084 6,078,333 6,066,045 6,048,950 6,134,802 6,430,745 6,277,942 Total primary government expenses47,571,334$ 51,177,306$ 45,054,378$ 44,990,835$ 43,535,122$ 47,119,962$ 45,481,052$ 44,529,697$ 50,394,007$ 45,105,192$ Program RevenuesGovernmental activities:Charges for services:General government 1,650,034$ 1,128,785$ 185,745$ 1,672,552$ 1,525,212$ 1,488,845$ 1,051,509$ 993,371$ 1,303,667$ 1,415,943$ Public safety340,705 237,641 237,222 264,143 354,829 509,297 790,650 484,754 602,262 268,839 Public service967,518 1,065,010 945,471 960,271 963,893 1,032,953 1,205,666 1,197,194 1,220,999 1,111,188 Parks and recreation121,929 132,909 108,307 105,248 106,183 97,896 129,790 152,890 180,420 124,606 Planning and development- - - - - - - - 1,600 30,627 Operating grants and contributions7,509,005 6,179,709 3,360,731 5,419,715 3,067,581 2,215,247 2,086,625 1,813,019 2,119,845 1,340,261 Capital grants and contributions3,702,428 4,139,036 899,522 4,136,749 2,165,548 533,169 1,767,093 1,390,848 4,889,520 1,297,900 Total governmental activities program revenues 14,291,619 12,883,090 5,736,998 12,558,678 8,183,246 5,877,407 7,031,333 6,032,076 10,318,313 5,589,364 Business-type activities:Solid Waste4,567,392$ 4,520,084$ 4,453,865$ 4,410,059$ 4,372,060$ 4,437,341$ 4,476,139$ 4,436,540$ 4,547,959$ 4,165,094$ Section Eight Housing- - - - - - - - - - Civic Center36,725 40,148 43,486 41,266 38,265 34,038 33,766 32,455 38,577 32,932 TISA- - - - - 99,603 138,797 148,158 148,291 143,833 Operating grants and contributions1,962,125 1,845,549 1,744,364 1,956,995 1,727,238 1,647,981 2,400,540 2,340,267 1,965,936 1,785,809 Capital grants and contributions- - - - - 15,266 8,659 27,239 129,032 9,480 Total business-type activities program revenues 6,566,242 6,405,781 6,241,715 6,408,320 6,137,563 6,234,229 7,057,901 6,984,659 6,829,795 6,137,148 Total primary government program revenues 20,857,861$ 19,288,871$ 11,978,713$ 18,966,998$ 14,320,809$ 12,111,636$ 14,089,234$ 13,016,735$ 17,148,108$ 11,726,512$ Fiscal Year-123-TABLE 2CITY OF PADUCAH, KENTUCKYCHANGES IN NET POSITIONLast Ten Fiscal Years (accrual basis of accounting) Pages 2 of 22017 2016 2015 (1) 2014 2013 2012 2011 2010 (3) 2009 2008 (2)Net (Expense)/RevenueGovernmental activities(27,330,865)$ (32,530,209)$ (33,556,653)$ (26,509,073)$ (29,273,543)$ (35,176,510)$ (32,400,769)$ (32,362,819)$ (33,644,949)$ (33,237,886)$ Business-type activities617,392 641,774 480,988 485,236 59,230 168,184 1,008,951 849,857 399,050 (140,794) Total primary government net (expense) (26,713,473)$ (31,888,435)$ (33,075,665)$ (26,023,837)$ (29,214,313)$ (35,008,326)$ (31,391,818)$ (31,512,962)$ (33,245,899)$ (33,378,680)$ General Revenues and Other Changesin Net PositionGovernmental activities:Taxes and licenses:Property taxes, levied for general purpose4,996,242 4,943,962 4,726,244 4,622,292 4,502,276 4,267,812 4,402,226 4,207,736 3,986,760$ 4,221,957 Insurance premium tax4,331,956 4,170,381 3,786,514 3,831,792 3,863,464 3,690,806 3,476,309 3,797,347 4,055,228 4,699,458 Gross receipts license tax4,721,657 4,711,708 4,397,888 4,444,440 4,391,352 4,359,835 4,243,511 4,229,102 4,320,850 4,061,587 Employee license tax20,803,763 20,130,249 19,092,912 18,114,396 18,336,124 18,095,182 17,345,033 16,384,509 16,584,636 16,520,523 Other taxes2,933,407 2,759,902 2,964,685 2,785,333 2,799,043 2,711,924 2,712,817 2,844,154 2,776,407 2,259,956 Intergovernmental revenue- - - - - - - - - 1,401,400 Unrestricted investment earnings188,097 137,224 176,229 232,204 211,306 203,261 264,913 172,213 336,960 540,620 Miscellaneous51,922 189,489 16,870 (482,137) 300,378 36,718 62,539 64,620 68,530 119,200 Insurance recoveries- - - - - 27,448 410,462 - - - Litigation settlement- - - - - - (1,482,743) - - - Transfers in/out2,274,377 137,582 194,014 212,128 485,138 270,620 (125,772) (78,893) (110,838) (96,609) Total governmental activities40,301,421 37,180,497 35,355,356 33,760,448 34,889,081 33,663,606 31,309,295 31,620,788 32,018,533 33,728,092 Business-type activities:Unrestricted investment earnings37,644 30,302 39,565 48,255 49,382 48,806 46,052 33,724 52,961 73,985 Miscellaneous374,244 85,649 8,339 116,682 135,702 2,443 67,657 1,112 98,369 127,131 Transfers(2,274,377) (137,582) (194,014) (212,128) (485,138) (270,620) 125,772 78,893 110,838 96,609 Total business-type activities(1,862,489) (21,631) (146,110) (47,191) (300,054) (219,371) 239,481 113,729 262,168 297,725 Change in Net PositionGovernmental activities:12,970,556 4,650,288 1,798,703 7,251,375 5,615,538 (1,512,904) (1,091,474) (742,031) (1,626,416) 490,206 Business-type activities:(1,245,097) 620,143 334,878 438,045 (240,824) (51,187) 1,248,432 963,586 661,218 156,931 Total primary government 11,725,459$ 5,270,431$ 2,133,581$ 7,689,420$ 5,374,714$ (1,564,091)$ 156,958$ 221,555$ (965,198)$ 647,137$ (1) Significant change in governmental and business-type net position due to implementation of GASB No. 68 - Accounting and Financial Reporting for Pensions. (2) The City began reporting Section Eight Housing fund as a business-type activity previously reported as a governmental fund. Prior years have not been restated.(3) Significant change in governmental net position due to restatement of prior year grant receivables.(accrual basis of accounting)CHANGES IN NET POSITION-124-Fiscal YearCITY OF PADUCAH, KENTUCKYLast Ten Fiscal Years TABLE 2 2017201620152014201320122011 2010 (2) 2009 2008 (1)General FundUnassigned15,330,645$ 13,198,126$ 12,549,232$ 12,694,610$ 12,311,565$ 11,321,438$ 10,940,121$ 10,208,678$ 10,311,490$ 9,416,427$ Total general fund15,330,645$ 13,198,126$ 12,549,232$ 12,694,610$ 12,311,565$ 11,321,438$ 10,940,121$ 10,208,678$ 10,311,490$ 9,416,427$ All Other Governmental FundsNonspendable:Inventory525,732$ 623,735$ 828,419$ 1,497,659$ 1,336,234$ 1,098,304$ 1,253,953$ 1,416,130$ 2,019,630$ 1,208,749$ Restricted for:Program purposes736,461 1,296,007 1,303,030 205,979 284,760 1,236,780 - - - - Capital improvements1,532,244 - 1,269,045 2,168,201 1,301,421 286,276 - - - - Committed for:Capital improvements2,387,922 2,018,581 1,814,834 1,758,934 2,589,099 2,631,233 2,587,012 2,844,706 2,618,147 2,081,280 Assigned for:Program purposes1,325,941 1,049,802 951,296 802,692 752,691 472,235 683,578 1,402,731 1,634,547 1,193,968 Capital improvements7,429,412 5,179,330 4,665,475 3,206,412 3,055,250 1,487,938 2,133,786 5,151,791 1,745,766 2,947,140 Total all other governmental funds 13,937,712$ 10,167,455$ 10,832,099$ 9,639,877$ 9,319,455$ 7,212,766$ 6,658,329$ 10,815,358$ 8,018,090$ 7,431,137$ (1) Significant decrease in reserve for program purpose due to converting governmental fund to proprietary fund.(2) Significant decrease in general fund balance due to restatement of prior year grant receivables-125-Fiscal YearTABLE 3CITY OF PADUCAH, KENTUCKYFund Balances, Governmental FundsLast Ten Fiscal Years (modified accrual basis of accounting) 2017201620152014201320122011201020092008Revenues:Taxes7,310,257$ 6,976,933$ 6,987,173$ 6,713,889$ 6,583,690$ 6,343,608$ 6,223,511$ 6,326,740$ 5,867,782$ 6,139,164$ Licenses30,360,825 29,606,552 27,804,759 26,987,110 27,197,290 26,753,432 25,704,849 24,979,768 25,411,112 25,924,562 Charges for services964,766 884,259 848,971 851,080 815,791 817,607 811,590 846,087 866,688 835,105 Intergovernmental1,140,622 1,132,852 1,244,417 2,624,363 1,240,312 1,191,835 1,148,362 1,091,324 1,086,377 1,565,348 Grants6,476,765 8,892,529 2,496,329 5,923,651 3,737,402 1,699,399 2,992,519 2,062,554 5,405,810 1,673,936 Interest144,079 115,922 148,411 199,583 175,371 162,580 205,837 121,246 225,251 419,103 Other2,389,230 2,085,412 2,408,193 3,271,860 2,743,698 1,902,075 1,790,890 2,653,382 2,250,344 1,944,310 Total revenues48,786,544 49,694,459 41,938,253 46,571,536 42,493,554 38,870,536 38,877,558 38,081,101 41,113,364 38,501,528 Expenditures:General government4,881,298 4,526,828 4,484,105 4,311,103 4,481,485 5,117,194 5,151,370 5,277,916 4,726,435 5,051,374 Public safety18,923,070 18,435,365 18,524,763 18,475,471 18,174,349 18,479,428 16,854,136 15,999,437 15,599,613 15,696,728 Public service6,515,997 6,106,773 6,165,664 6,323,481 5,710,018 5,596,702 6,446,503 5,984,115 7,855,846 7,935,188 Parks and recreation3,012,236 2,929,404 2,842,460 2,602,348 2,426,234 2,677,781 2,781,663 2,582,382 1,490,732 1,298,329 Planning and development936,855 910,379 950,297 2,086,527 1,776,897 2,372,314 1,842,474 2,471,869 1,000,202 481,523 Other393,812 441,742 247,878 640,452 766,847 516,534 486,239 847,188 514,488 520,611 Capital outlay10,287,203 13,305,919 4,708,663 11,926,435 4,324,821 2,104,993 5,121,682 8,324,312 8,580,910 4,826,983 Debt service:Principal requirement2,244,361 2,137,759 2,158,385 1,748,233 1,698,468 1,434,246 2,233,588 1,020,585 830,682 880,887 Debt issuance costs- - 51,461 109,292 - - - - - - Interest and fiscal requirement810,917 845,609 817,191 1,086,866 1,089,447 1,114,852 1,519,329 1,077,128 1,003,439 1,051,008 Total expenditures48,005,749 49,639,778 40,950,867 49,310,208 40,448,566 39,414,044 42,436,984 43,584,932 41,602,347 37,742,631 Other Financing Sources (Uses):Bonds issued- - 4,225,000 9,055,000 - - - 6,645,000 1,718,605 - Payment to bond escrow agent- - (4,143,964) (5,627,447) - - - - - - Premium on debt issued- - - 220,683 - - - - - - Discount on debt issued- - (29,576) (53,529) - - - - - - Long-term debt draws/issued3,000,000 - - - 308,112 101,983 366,039 1,480,781 69,032 - Capital lease- - - - 405,796 405,796 405,796 405,796 405,796 371,979 Transfers in10,377,609 10,034,851 7,785,410 9,148,761 7,462,944 5,888,847 8,455,433 9,722,852 5,928,413 6,241,886 Transfers out(8,255,627) (10,105,282) (7,780,785) (9,199,119) (7,125,024) (5,809,539) (8,201,253) (9,893,709) (6,150,847) (7,086,517) Total other financing sources (uses)5,121,982 (70,431) 56,085 3,544,349 1,051,828 587,087 1,026,015 8,360,720 1,970,999 (472,652) Net change in fund balances5,902,777$ (15,750)$ 1,043,471$ 805,677$ 3,096,816$ 43,579$ (2,533,411)$ 2,856,889$ 1,482,016$ 286,245$ Capital outlay (1)8,180,134$ 9,718,561$ 1,481,948$ 10,843,726$ 4,034,424$ 2,156,290$ 4,833,547$ 8,763,073$ 2,850,717$ 2,857,189$ Debt service as a percentageof noncapital expenditures7.67%7.47%7.54%7.37%7.66%6.84%9.98%6.02%4.73%5.54%(1) Capital outlay is reported on the Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities.-126-Fiscal Year(modified accrual basis of accounting)TABLE 4CITY OF PADUCAH, KENTUCKYChanges in Fund Balances, Governmental FundsLast Ten Fiscal Years TotalEstimated DirectFiscalPersonalActual Tax Year Commercial Residential Property FranchiseTotalValue RateExemptions2008 748,189,877 603,688,455 481,049,523 74,068,797 1,906,996,652 1,970,156,891 0.287 96.8% 63,160,239 2009 776,876,510 645,672,462 526,966,182 56,333,800 2,005,848,954 2,069,450,607 0.288 96.9% 63,601,653 2010 797,902,456 659,381,375 495,273,730 57,459,000 2,010,016,561 2,076,961,686 0.286 96.8% 66,945,125 2011 780,357,859 670,841,459 536,894,082 46,722,282 2,034,815,682 2,103,120,249 0.288 96.8% 68,304,567 2012 781,685,815 685,984,380 524,400,400 48,227,212 2,040,297,807 2,108,802,723 0.287 96.8% 68,504,916 2013 787,762,105 731,842,861 564,154,697 60,279,730 2,144,039,393 2,214,978,356 0.288 96.8% 70,938,963 2014 826,805,152 743,249,074 585,142,381 41,487,586 2,196,684,193 2,270,597,754 0.292 96.7% 73,913,561 2015 851,731,625 751,761,832 582,368,709 73,944,847 2,259,807,013 2,333,746,718 0.291 96.8% 73,939,705 2016 902,687,182 783,886,570 573,896,954 57,561,993 2,318,032,699 2,394,834,871 0.289 96.8% 76,802,172 2017 900,210,589 802,111,012 603,335,847 66,110,416 2,371,767,864 2,447,929,006 0.290 96.9% 76,161,142 Source: McCracken County Property Valuation AdministratorNotes: Property in McCracken county is reassessed once every four years on average.-127-TABLE 5CITY OF PADUCAH, KENTUCKYASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTYLAST TEN FISCAL YEARSEstimatedValuePercentAssessedToAssessed ValueReal Estate TotalFiscal RealDirect RealRealRealRealYear Estate Personal Rate Estate Personal Estate Personal Estate Personal Estate Personal2008 0.250 0.390 0.287 0.488 0.488 0.672 0.635 0.018 0.018 0.189 0.219 2009 0.250 0.390 0.288 0.489 0.491 0.672 0.678 0.018 0.018 0.096 0.106 2010 0.250 0.390 0.286 0.504 0.504 0.678 0.678 0.018 0.018 0.095 0.095 2011 0.250 0.390 0.288 0.504 0.504 0.711 0.711 0.018 0.018 0.095 0.098 2012 0.250 0.390 0.287 0.504 0.504 0.747 0.747 0.018 0.018 0.098 0.119 2013 0.250 0.390 0.288 0.504 0.504 0.747 0.747 0.017 0.017 0.096 0.102 2014 0.255 0.390 0.292 0.504 0.504 0.767 0.767 0.017 0.017 0.095 0.101 2015 0.255 0.390 0.291 0.495 0.495 0.771 0.771 0.017 0.017 0.094 0.095 2016 0.255 0.390 0.289 0.524 0.524 0.800 0.800 0.017 0.017 0.098 0.102 2017 0.255 0.390 0.290 0.516 0.516 0.799 0.799 0.017 0.017 0.096 0.098 Source: McCracken County Property Valuation Administrator and City Tax Levy Ordinance.General FundCity Direct RatesMcCracken Co.City of Paducah-128-McCracken PaducahSchool DistrictsSchool DistrictsJunior CollegeCountyTABLE 6CITY OF PADUCAH, KENTUCKYPROPERTY TAX RATES - DIRECT AND OVERLAPPING GOVERNMENTS(PER $100 OF ASSESSED VALUE)LAST TEN FISCAL YEARS (1)(2) (1)(2) Assessed Assessed Taxpayer Valuation Valuation Kentucky Oaks Mall 50,900,262$ 2.15%50,900,262$ 2.88% Paducah Medical Investors 13,440,090 0.57%13,440,090 0.76% Ducmall LLC 13,119,800 0.55%14,374,800 0.81% Woodstone Enterprises LP 12,429,000 0.52% Wal Mart Real Estate Business 10,646,400 0.45%10,646,400 0.60% Superior Care Homes Properties 10,000,000 0.42% Paducah Hospitality Partners 9,600,000 0.40% Sams Real Estate Business Trust 9,222,955 0.39%9,222,955 0.52% Computer Service Inc 9,083,185 0.38%9,083,185 0.51% Wal Mart Store 9,000,000 0.38%9,000,000 0.51% Olivet Church 1031 LLC 15,493,200 0.88% Lourdes Medical Pavilion 15,982,400 0.90% TOTALS 147,441,692$ 6.23%148,143,292$ 8.37% (1) Source - Property Valuation Administration; Assessed value as of January 1, 2016. (2) Source - Property Valuation Administration; Assessed value as of January 1, 2007. -129- Percentage of Percentage of Total Assessed Total Assessed Valuation Valuation TABLE 7 CITY OF PADUCAH, KENTUCKY PRINCIPAL TAXPAYERS - PROPERTY TAX CURRENT YEAR AND NINE YEARS PRIOR 2017 2008 Total Collections to Date (1) (1) Percent of Percent of Amount of Levy Total Levy Collections Collected Collections Collected 3,969,753 3,814,940 96.1% 150,346 3,965,286 99.9% 4,195,148 4,017,032 95.8% 168,645 4,185,677 99.8% 4,251,473 4,131,454 97.2% 108,778 4,240,232 99.7% 4,190,003 4,110,973 98.1% 67,082 4,178,055 99.7% 4,219,111 4,119,689 97.6% 87,461 4,207,150 99.7% 4,432,408 4,334,698 97.8% 83,529 4,418,227 99.7% 4,599,099 4,509,874 98.1% 71,039 4,580,913 99.6% 4,722,507 4,644,522 98.3% 54,642 4,699,164 99.5% 4,880,275 4,802,067 98.4% 41,768 4,843,835 99.3% 4,988,651 4,888,303 98.0%- 4,888,303 98.0% (1) Includes current year real and personal property tax. * Source - City of Paducah Finance Department. 2017 2013 -130- 2008 2009 2010 2016 2014 2015 2011 2012 TABLE 8 CITY OF PADUCAH, KENTUCKY SECURED TAX LEVIES AND COLLECTIONS* LAST TEN FISCAL YEARS June 30, Ended Year Fiscal Year Collections in Subsequent Years Collected within the Fiscal Year of the Levy Taxes Levied Fiscal for the (1)Direct Fiscal Taxes Tax Year Collected Rate 2008 16,535,542 2.00% 2009 16,584,618 2.00% 2010 16,384,509 2.00% 2011 17,345,034 2.00% 2012 18,095,182 2.00% 2013 18,336,124 2.00% 2014 18,114,396 2.00% 2015 19,092,911 2.00% 2016 20,130,158 2.00% 2017 20,803,763 2.00% 181,422,237 (1) Source - City of Paducah Finance Department - Actual collections during the fiscal year. -131- TABLE 9 CITY OF PADUCAH, KENTUCKY EMPLOYEE LICENSE TAX COLLECTIONS LAST TEN FISCAL YEARS (1) Percentage of Number of Percentage Taxes Total Employee Filers of Total Collected License Tax $0 - $50,000 2,504 97.62% 9,224,311 44.34% $50,001 - $100,000 33 1.29% 2,394,902 11.51% $100,001 - $500,000 25 0.97% 5,099,294 24.51% Greater than $500,000 3 0.12% 4,085,256 19.64% TOTALS 2,565 100.00% 20,803,763$ 100.00% (1) Percentage of Number of Percentage Taxes Total Employee Filers of Total Collected License Tax $0 - $50,000 2,052 97.81% 8,707,672 52.66% $50,001 - $100,000 27 1.29% 1,791,822 10.84% $100,001 - $500,000 17 0.81% 3,595,858 21.75% Greater than $500,000 2 0.10% 2,440,190 14.76% TOTALS 2,098 100.00% 16,535,542$ 100.00% (1) Source - City of Paducah Finance Department - Actual collections during the fiscal year. -132- Taxpayers By Range Taxpayers By Range 2017 2008 TABLE 10 CITY OF PADUCAH, KENTUCKY PRINCIPAL EMPLOYEE LICENSE TAXPAYERS CURRENT YEAR AND NINE YEARS PRIOR (1)Ratio of (3)Reported Net Net Net Debt as (2)General Refunding Total Debt to Percentage NetFiscal Obligation Capital Revenue Primary Actual of Personal Debt PerYear Bonds Lease Bonds Government Value Income Capita2008 17,680,000 2,946,303 - - - 20,626,303 1.05 4.26% 784 2009 19,799,638 5,187,262 - - - 24,986,900 1.21 5.16% 950 2010 25,661,440 5,808,267 - - - 31,469,707 1.52 6.50% 1,196 2011 24,879,948 4,910,742 - - - 29,790,690 1.42 5.92% 1,190 2012 23,651,493 7,320,328 - - - 30,971,821 1.47 6.16% 1,238 2013 22,361,906 6,920,838 - - - 29,282,744 1.32 5.82% 1,170 2014 24,706,291 6,519,356 - - - 31,225,647 1.38 6.21% 1,248 2015 23,320,347 6,101,064 - - - 29,421,411 1.26 5.85% 1,176 2016 21,595,096 5,686,435 - - - 27,281,531 1.14 5.42% 1,090 2017 19,815,809 8,218,304 - - - 28,034,113 1.15 5.57% 1,120 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements.(1) See Table 5 for estimated actual property value. This ratio is calculated using estimated property value for the prior year.(2) See Table 16 for population data.(3) See Table 16 for personal income dataTABLE 11CITY OF PADUCAH, KENTUCKYRATIO OF OUTSTANDING DEBT BY TYPELAST TEN FISCAL YEARSPublic-133-ImprovementDebtNetPublicDebtImprovement (1)Ratio ofPublicNetConvention & Rental Floodwall ImprovementPublic PoolEconomicBonds toFiscal Art CenterBuildingRehabilitation ProjectRenovation DevelopmentActualYear Bonds Bonds Bonds Bonds Bonds Bonds Total Value2008 7,600,000 5,740,000 4,340,000 - - - - 17,680,000 0.90 672 2009 7,320,000 5,545,000 4,160,000 2,774,638 - - - 19,799,638 0.96 753 2010 7,030,000 5,340,000 3,975,000 2,671,440 6,645,000 - - 25,661,440 1.24 975 2011 7,040,000 5,125,000 3,780,000 2,564,948 6,370,000 - - 24,879,948 1.18 994 2012 6,630,000 4,895,000 3,630,000 2,455,210 6,100,000 - - (58,717) 23,651,493 1.12 945 2013 6,220,000 4,655,000 3,370,000 2,341,790 5,825,000 - - (49,884) 22,361,906 1.01 894 2014 5,805,000 4,400,000 3,100,000 2,224,863 5,460,000 1,120,000 2,475,000 121,428 24,706,291 1.09 987 2015 5,385,000 4,435,000 2,820,000 2,104,212 5,100,000 1,055,000 2,330,000 91,135 23,320,347 1.00 932 2016 4,955,000 4,055,000 2,530,000 1,990,271 4,805,000 990,000 2,185,000 84,825 21,595,096 0.90 863 2017 4,515,000 3,660,000 2,230,000 1,862,123 4,505,000 925,000 2,040,000 78,686 19,815,809 0.81 792 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements(1) See Table 5 for estimated actual property value. This ratio is calculated using estimated property value for the prior yea(2) See Table 16 for population data.TABLE 12CITY OF PADUCAH, KENTUCKYRATIO OF NET GENERAL BONDED DEBT OUTSTANDINGLAST TEN FISCAL YEARSPolice andFire PensionFundBonds-134-CapitaAmortizationof Discountsand Premiums(2)NetBonds Per Estimated (1) Share of Reported Percentage Direct and Debt Applicable Overlapping Outstanding to the City Debt City of Paducah 28,034,113$ 100.00% 28,034,113$ Paducah Independent School District 46,038,900 * 100.00% 46,038,900 McCracken County 17,459,381 * 45.70% 7,978,937 McCracken County Board of Education 60,116,953 * 31.80% 19,117,191 Overlapping debt 123,615,234 73,135,028 TOTAL DIRECT AND OVERLAPPING DEBT 151,649,347$ 101,169,141$ (1) Applicable percentage is determined by ratio of assessed valuation of property subject to taxation in overlapping unit to valuation of property subject to taxation in reporting unit. * Information from finance office at each location. -135- TABLE 13 CITY OF PADUCAH, KENTUCKY DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT AS OF JUNE 30, 2017 Net assessed value2,371,767,864$ Add exemption76,161,142 Total assessed value2,447,929,006$ Debt limit - 10% of total assessed (1)244,792,901$ Debt outstanding:General obligation bonds outstanding19,815,809$ Note payable8,218,304 Less debt not subject to limit- Gross bonded debt28,034,113 Less amount available in debt servicefunds1,022,907 Net bonded indebtedness subject tolimit27,011,206 LEGAL DEBT MARGIN217,781,695$ 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008Debt limit 244,792,901$ 239,483,487$ 233,374,672$ 227,059,775$ 221,497,836$ 212,207,634$ 210,312,025$ 207,696,169$ 206,945,061$ 197,015,689$ Total net debt applicable to limit 27,011,206 26,489,770 28,769,092 30,721,830 28,966,286 30,936,733 29,716,418 31,377,263 24,893,656 20,561,255 LEGAL DEBTMARGIN217,781,695$ 212,993,717$ 204,605,580$ 196,337,945$ 192,531,550$ 181,270,901$ 180,595,607$ 176,318,906$ 182,051,405$ 176,454,434$ Total net debtapplicable to thelimited as a percentage ofdebt limit11.03% 11.06% 12.33% 13.08% 14.58% 14.13% 15.11% 12.03% 10.44%11.82%(1) "Cities shall not be authorized or permitted to incur indebtedness to an amount, including existing indebtedness, in the aggregate exceeding the following names maximum percentages on the value of the taxable property therein, to be estimated by the assessment previous to the incurring of the indebtedness: Cities of the first and second classes, and of the third class having a population exceeding fifteen hundred, ten per centum."-136-Fiscal YearTABLE 14CITY OF PADUCAH, KENTUCKYLEGAL DEBT MARGIN INFORMATIONLAST TEN FISCAL YEARS (1)(1) Personal Income 26,307 484,469,019 18,417 39.9 2,832 6.1% 26,307 484,469,019 18,417 39.9 2,774 9.3% 26,307 484,469,019 18,417 39.9 2,659 8.5% 25,024 503,179,300 20,430 41.4 2,789 8.7% 25,024 503,179,300 20,430 41.4 2,682 8.0% 25,024 503,179,300 20,430 41.4 2,744 8.4% 25,024 503,179,300 20,430 41.4 3,138 8.2% 25,024 503,179,300 20,430 41.4 2,843 5.6% 25,024 503,179,300 20,430 41.4 3,139 6.2% 25,024 503,179,300 20,430 41.4 3,132 6.8% Sources: (1)Bureau of the Census Count - 2000, 2010 (2)Board of Education; represents elementary and secondary public schools. (3)Kentucky Cabinet for Human Resources, Department for Employment Services. -137- TABLE 15 CITY OF PADUCAH, KENTUCKY DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS (1) (1) (2)(3) Per Capita Median School Unemployment Enrollment RateAgeIncome 2007-2008 2008-2009 2009-2010 2010-2011 2011-2012 2012-2013 2013-2014 Fiscal Year Population 2014-2015 2015-2016 2016-2017 Percentage ofPercentage ofTotalTotalEmployees (1) Employment (2) Employees (1) Employment (2)Western Baptist Hospital1,7106.13%1,7005.66%Lourdes Hospital1,4505.20%1,4004.66%Wal Mart9253.32%1,2004.00%Paducah Public Schools5461.96%6002.00%West Kentucky Community and Technical College4901.76%3801.27%City of Paducah3951.42%3401.13%State of Kentucky3401.22%3901.30%Computer Services, Inc.2750.99%Parkview Convalescent Center2500.90%Paxton Media Group1900.68%2900.97%LYNX Services3601.20%NRE Acquisitions2200.73%TOTALS6,57123.57%6,88022.92%(1) Source - City of Paducah Finance Department(2) State of Kentucky - Office of Employment and Training. Ratio based on employment within County of McCracken.-138-EmployerTABLE 16CITY OF PADUCAH, KENTUCKYPRINCIPAL EMPLOYERSCURRENT YEAR AND NINE YEARS PRIOR20082017 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008Governmental ActivitiesGeneral governmentGeneral administration12 11 11 11 12 12 12 12 12 12Finance11 11 11 11 11 11 14 14 17 14Inspection000001111101313Information systems5555666644Risk/Human resources4333331114Public safetyPolice87 87 87 87 88 90 90 90 93 93Fire76 76 76 76 74 64.5 64 65 69 69Public serviceStreets21.2 21 21 20 20 23 23 23 29 29Facilities12.8 12.5 12.5 13.5 13.5 11.5 14 34 36 35Engineering5.8 6.6 6.6 6.6 7.6 7.67589E911**22000000000Other5555556466Parks and recreation25252524242424777Planning and development111010999991011OtherPaducah Riverfront Dev. Authority0111110000Renaissance0003345350Fleet maintenance6.5 6.5 6.5 6.5 6.5 6.5 6.5867Business-type ActivitiesSolid waste25.7 25.4 25.4 25.4 25.4 25.4 26 27 27 27TOTAL PRIMARY GOVERNMENT330 306 306 307 309 314.5 318 318 343 340* Employee budget census.** E911 became a City department effective 7/1/16.-139-Fiscal YearTABLE 17CITY OF PADUCAH, KENTUCKYCITY FULL-TIME EMPLOYEES BY FUNCTION*Last Ten Fiscal Years 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008General governmentBuilding and electrical permits issued1,285 1,344 1,175 1,251 1,202 1,232 1,239 1,263 1,179 1,203 Business licenses issued4,234 3,826 3,729 3,717 3,966 3,956 3,254 3,397 3,691 3,507 Public safetyPoliceAdult arrests2,259 2,174 2,293 2,546 2,508 2,753 3,564 3,859 4,454 4,170 Murder1 2 2 3 - 3 3 1 5 - Rape13 11 10 17 16 14 22 12 20 15 Robberies29 42 41 36 38 14 31 56 41 49 Burglary130 185 138 127 142 123 155 245 169 203 Auto theft89 59 49 60 41 47 54 62 57 60 Larceny1,027 1,173 1,138 1,090 1,110 1,005 1,013 1,092 1,106 *Arson6 7 2 3 5 7 6 7 7 8 Traffic accidents1,826 1,936 1,722 1,664 1,573 1,666 1,762 1,774 1,368 1,519 Traffic violations4,663 4,231 5,501 6,821 10,168 8,573 7,701 7,240 9,143 7,109 FireEmergency responses3,275 3,201 2,956 2,935 3,054 3,164 3,181 2,603 3,305 2,603 Fires extinguished135 124 118 115 105 138 122 133 136 102 Structure fires36 42 42 35 33 53 37 49 57 49 Incidents with reportedlosses138 72 73 56 55 89 73 89 85 70 Medical/rescue2,308 2,259 2,150 2,080 2,151 2,270 2,133 1,690 1,616 1,506 Tours/in-services/carseats262 305 400 378 570 524 671 676 907 699 Training man hours8,378 10,589 10,860 8,959 9,155 7,232 7,033 8,493 7,716 4,344 Inspections2,126 2,060 1,324 1,710 1,157 1,417 1,063 985 1,183 1,449 Refuse collectionResidentialRefuse collected (tons36 41 34 36 36 34 34 38 32 25 per day)Customers served9,806 9,801 9,639 9,600 9,478 9,488 9,568 9,445 9,435 9,446 CommercialRefuse collected (tons70 61 64 61 65 71 71 70 75 83 per day)Customers served858 854 861 927 805 803 806 810 810 821 Public service911 dispatches94,053 85,380 83,465 83,614 92,786 79,333 82,268 79,768 81,525 83,871 Police53,896 46,660 44,337 43,877 51,131 43,686 44,794 42,496 40,921 43,420 Fire3,314 3,230 3,152 3,517 4,747 3,189 3,226 2,702 2,490 2,720 Other36,843 35,490 35,976 36,220 36,908 32,458 34,248 34,570 38,114 37,731 * Information not available.** Information from city departments-140-Fiscal YearTABLE 18CITY OF PADUCAH, KENTUCKYOPERATING INDICATORS BY FUNCTION**Last Ten Fiscal Years 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008Public safetyPoliceStations1111111111FireStations5555555555Refuse collectionCollection trucksResidential10 10 10 10 10 1099710Commercial4444444545Other public worksStreets (miles paved)218 218 218 218 218 218 218 218 216 216Sidewalks (miles)47 47 47 47 47 47 47 47 45 45Traffic signals13 13 13 13 13 13 13 13 12 11Parks and recreationParks29 29 28 28 27 27 27 27 27 27Acreage960 960 960 960 960 1125 1125 1125 960 960Community centers2222222111Swimming pools1111111111Public tennis courts6666666666Public golf courses2222222222* Information from city departments.-141-Fiscal YearTABLE 19CITY OF PADUCAH, KENTUCKYCAPITAL ASSET STATISTICS BY FUNCTION*Last Ten Fiscal Years Federal CFDA Pass-Through Pass-Through Program Title:Number Grantor Number To Subrecipients Expenditures Department of Housing and Urban Development: Direct Programs: Section 8 Housing Choice Vouchers 14.871 N/A -$ 1,952,018$ Pass-through Kentucky Governors Office for Local Development: Community Development Block Grants 14.228 N/A 220,000 220,000 Total Department of Housing and Urban Development 220,000 2,172,018 Department of the Interior: Pass-through Kentucky Department of Fish and Wildlife Resources Sportfishing and Boating Safety Act 15.622 PON2-094-1500003154-1 - 472,105 Passed-through Kentucky Governors Office for Local Development: 15.916 N/A - 69,652 Total Department of the Interior - 541,757 Department of Justice: Direct Programs: Bulletproof Vest Partnership Program 16.607 N/A - 2,220 Edward Byrne Memorial Justice Assistance Grant Program 16.738 N/A - 11,963 Total Department of Justice - 14,183 Department of Homeland Security: Direct Programs: Assistance to Firefighters Grant 97.044 N/A - 82,371 Total Department of Homeland Security - 82,371 Department of Transportation: Passed-through Kentucky Transportation Cabinet State and Community Highway Safety 20.600 PT-15-43 - 5,600 State and Community Highway Safety 20.600 PT-16-45 - 15,953 Highway Planning and Construction 20.205 N/A - 42,914 Highway Planning and Construction 20.205 N/A - 15,036 Highway Planning and Construction 20.205 P02-625-1500004634 - 884,280 Total Department of Transportation - 963,783 TOTAL EXPENDITURES OF FEDERAL AWARDS 220,000$ 3,774,112$ See accompanying notes to schedule of expenditures of federal awards. -142- CITY OF PADUCAH, KENTUCKY SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED JUNE 30, 2017 Federal Grantor/Pass-Through Grantor/ Outdoor Recreation, Acquisition, Development and Planning CITY OF PADUCAH, KENTUCKY NOTES TO THE SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS FOR THE YEAR ENDED JUNE 30, 2017 Note 1 - Basis of Presentation: The accompanying schedule of expenditures of federal awards includes the federal grant activity of the City of Paducah and is presented on the accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles and Audit Requirements for Federal Award (Uniform Guidance). Therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the preparation of, the financial statements. Note 2 - Subrecipients: The City of Paducah provided federal awards to subrecipients as follows: Federal CFDA Amount Program Title Number Provided Four Rivers Recovery Center 14.228 $220,000 Note 3 – Indirect Cost Rate: The City of Paducah has not elected to use the 10% de minimis indirect cost rate as allowed under the Uniform Guidance. Note 4 – Reconciliation of Federal Awards to the Financial Statements: Total Federal Awards $ 3,774,112 Federal Awards by Fund General Fund $ 32,553 Capital Improvement Fund 1,580,541 Special Revenue Fund 209,000 Proprietary Fund 1,952,018 Total Federal Awards $ 3,774,112 -143- INDEPENDENT AUDITOR’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Honorable Brandi Harless, Mayor Members of the Board of Commissioners City of Paducah Paducah, Kentucky We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Paducah, Kentucky, as of and for the year ended June 30, 2017, and the related notes to the financial statements, which collectively comprise City of Paducah, Kentucky’s basic financial statements, and have issued our report thereon dated December 8, 2017. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered City of Paducah, Kentucky’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of City of Paducah, Kentucky’s internal control. Accordingly, we do not express an opinion on the effectiveness of City of Paducah, Kentucky’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether City of Paducah, Kentucky’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. 100 South 4th Street Suite 300 Paducah, KY 42001 Phone: (270)443-4400 Fax: (270)443-0963 kempercpa.com Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Certified Public Accountants and Consultants Paducah, Kentucky December 21, 2017 -145- INDEPENDENT AUDITOR’S REPORT ON COMPLIANCE FOR EACH MAJOR PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY THE UNIFORM GUIDANCE Honorable Brandi Harless, Mayor Members of the Board of Commissioners City of Paducah Paducah, Kentucky Report on Compliance for Each Major Federal Program We have audited City of Paducah, Kentucky’s compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of City of Paducah, Kentucky’s major federal programs for the year ended June 30, 2017. City of Paducah, Kentucky’s major federal programs are identified in the summary of auditor’s results section of the accompanying schedule of findings and questioned costs. Management’s Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditor’s Responsibility Our responsibility is to express an opinion on compliance for each of City of Paducah, Kentucky’s major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about City of Paducah, Kentucky’s compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of City of Paducah, Kentucky’s compliance. Opinion on Each Major Federal Program In our opinion, City of Paducah, Kentucky, complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2017. Report on Internal Control Over Compliance Management of City of Paducah, Kentucky, is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered City of Paducah, Kentucky’s internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of City of Paducah, Kentucky’s internal control over compliance. 100 South 4th Street Suite 300 Paducah, KY 42001 Phone: (270)443-4400 Fax: (270)443-0963 kempercpa.com A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Certified Public Accountants and Consultants Paducah, Kentucky December 21, 2017 -147- CITY OF PADUCAH, KENTUCKY SCHEDULE OF FINDINGS AND QUESTIONED COSTS RESTATED FOR ADDITIONAL MAJOR PROGRAM YEAR ENDED JUNE 30, 2017 Section I – Summary of Auditor’s Results 1. The independent auditor’s report expresses an unmodified opinion on the financial statements of the City of Paducah, Kentucky. 2. No significant deficiencies relating to the audit of the financial statements are reported. No material weaknesses relating to the audit of the financial statements are reported. 3. No instances of noncompliance material to the financial statements of the City of Paducah, Kentucky were disclosed during the audit. 4. No significant deficiencies relating to the audit of major federal award programs are reported. No material weaknesses relating to the audit of major federal award programs are reported. 5. The auditor’s report on compliance for the major federal award programs for the City of Paducah, Kentucky expresses an unmodified opinion. 6. There are no findings to be reported in accordance with 2 CFR Section 200.516(a) in this schedule. 7. The programs tested as major programs included: Name CFDA Section 8 Housing Choice Vouchers 14.871 8. The threshold used for distinguishing Types A and B programs was $750,000. 9. The City of Paducah, Kentucky did qualify to be audited as a low-risk auditee. Section II – Findings – Financial Statements Audit There are no findings related to the financial statements which are required to be reported in accordance with Government Auditing Standards. Section III – Findings and Questioned Costs – Major Federal Awards Programs There are no findings or questioned costs related to the major federal programs which are required to be reported in accordance with Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles and Audit Requirements for Federal Award (Uniform Guidance). -148- CITY OF PADUCAH, KENTUCKY SUMMARY SCHEDULE OF PRIOR AUDIT FINDINGS YEAR ENDED JUNE 30, 2016 Section II – Findings – Financial Statements Audit There were no findings related to the financial statements which are required to be reported in accordance with Government Auditing Standards. Section III – Findings and Questioned Costs – Major Federal Awards Programs There were no findings or questioned costs related to the major federal programs which are required to be reported in accordance with Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles and Audit Requirements for Federal Award (Uniform Guidance). -149-